Zip lookup · CA

94555
Fremont, California.

Fremont, Alameda County, CA · San Francisco-Oakland-Berkeley, CA metro · population 37,501

What it costs per month · 94555 $7,482/mo

to buy the typical home at today's mortgage rate — +$3,691 (+97%) since Jan 2020.

What the home itself did
1 year
Down $29,103 -2%
$1,454,626$1,425,523 since Sep 2025
5 years
Up $184,295 +15%
$1,241,228$1,425,523 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 94555 $7,482 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 94555$7,482
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 94555 fell 2.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 94555 rose 5.0% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 94555 runs $6,390/mo more than renting one. The gap peaked at $7,395 in Jan 2025.

That is $9,932 a month against $3,542 rent: a $7,482 mortgage payment, plus $923 property tax and $1,526 insurance & upkeep.

Owning vs renting — zip 94555

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $9,932 Renting $3,542 Mortgage only $7,482
$2,500 $5,000 $7,500 $10,000 2020 2022 2024 2026
  • Owning all in$9,932
  • Renting$3,542
  • Mortgage only$7,482

Property tax · $923/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Alameda County, CA

Insurance & upkeep · $1,526/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Fremont, CA — measured over the city limits, which is a different area from this zip.

Asking rent $3,542 as of Sep 2026
+5.0%year on year
Typical home value $1,425,523 as of Sep 2026
-2.0%year on year

Asking rent — 94555

Against the San Francisco-Oakland-Berkeley, CA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2019 2020 2021 2022 2023 2024 2025 2026 94555 $3,542 San Francisco $3,445 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2020 2022 2024 2026
  • 94555$3,542
  • San Francisco$3,445
  • United States$1,932

Typical home value — 94555

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 94555 $1,425,523 San Francisco $1,120,379 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 94555$1,425,523
  • San Francisco$1,120,379
  • United States$366,157

Within 20 miles

Showing 30 of 85 zips in range — sorting picks from all 85.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.9 94587 Union City 67,464 $2,913 $1,196,418
4.2 94560 Newark 46,903 $3,670 $1,185,035
5.4 94536 Fremont 70,619 $3,353 $1,375,210
5.9 94544 Hayward 76,947 $2,637 $804,006
5.9 94545 Hayward 32,843 $2,807 $874,613
7.1 94538 Fremont 67,781 $3,296 $1,254,332
7.2 94303 Palo Alto 46,879 $5,522 $2,061,587
7.8 94542 Hayward 14,871 $2,535 $1,212,614
8.0 94063 Redwood City 34,433 $4,678 $1,272,610
8.3 94301 Palo Alto 17,508 $4,219 $4,337,456
8.5 94541 Hayward 67,139 $2,691 $759,862
8.8 95002 Alviso 1,542 — $1,162,613
8.9 94025 Menlo Park 40,721 $4,261 $2,934,751
9.2 94065 Redwood City 11,673 $3,986 $1,778,947
9.3 94580 San Lorenzo 29,420 $2,875 $797,509
9.5 94027 Atherton 7,002 $15,500 $8,728,582
9.5 94539 Fremont 52,396 $4,088 $2,155,195
9.6 94043 Mountain View 33,176 $4,594 $1,513,645
9.7 94306 Palo Alto 27,183 $4,312 $3,368,178
10.3 94089 Sunnyvale 22,699 $3,897 $1,399,408
10.3 94579 San Leandro 20,017 $3,525 $840,615
10.3 94404 San Mateo 35,881 $4,467 $1,702,015
10.5 94305 Stanford 18,509 — $3,211,123
10.6 94061 Redwood City 37,048 $3,820 $1,963,145
11.0 94070 San Carlos 30,447 $4,365 $2,445,009
11.1 94578 San Leandro 41,769 $2,409 $765,957
11.2 95134 San Jose 30,471 $3,962 $1,009,303
11.2 94552 Castro Valley 14,506 $4,004 $1,364,641
11.2 94041 Mountain View 16,050 $4,652 $2,229,903
11.6 94304 Palo Alto 5,000 — $3,193,983

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.