Zip lookup · CA

95231
French Camp, California.

French Camp, San Joaquin County, CA · Stockton, CA metro · population 3,896

What it costs per month · 95231 $2,656/mo

to buy the typical home at today's mortgage rate — +$1,337 (+101%) since Jan 2020.

What the home itself did
1 year
Up $11,717 +2%
$494,308$506,025 since Sep 2025
5 years
Up $46,330 +10%
$459,695$506,025 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 95231 $2,656 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 95231$2,656
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 36 years.

Typical home values in zip 95231 rose 2.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: French Camp, CA — measured over the city limits, which is a different area from this zip.

Typical home value $506,025 as of Sep 2026
+2.4%year on year

Typical home value — 95231

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 95231 $506,025 Stockton $519,775 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 95231$506,025
  • Stockton$519,775
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.4 95330 Lathrop 35,395 $3,056 $620,754
5.8 95336 Manteca 50,185 $2,541 $514,732
5.8 95203 Stockton 15,930 $1,459 $335,924
6.0 95202 Stockton 7,066 $1,273 $333,431
6.5 95205 Stockton 39,608 $1,822 $320,781
6.6 95206 Stockton 68,558 $2,420 $409,950
7.1 95204 Stockton 31,035 $1,910 $376,598
9.1 95215 Stockton 24,847 — $435,412
9.1 95207 Stockton 52,414 $1,907 $400,645
9.6 95337 Manteca 48,731 $2,546 $629,487
11.0 95210 Stockton 41,549 $2,275 $388,712
11.9 95366 Ripon 18,954 $2,316 $673,189
12.2 95376 Tracy 54,488 $2,522 $575,545
12.4 95209 Stockton 47,409 $2,247 $478,124
12.7 95212 Stockton 28,437 $2,373 $541,557
14.6 95304 Tracy 15,841 $2,613 $920,793
15.5 95320 Escalon 13,500 $2,375 $590,793
15.5 95368 Salida 13,900 $2,350 $484,219
15.9 95219 Stockton 31,713 $2,136 $540,731
16.0 94505 Discovery Bay 14,970 $3,570 $773,799
17.8 95391 Tracy 25,574 $3,048 $848,137
17.9 95356 Modesto 33,233 $2,070 $516,305
18.3 95240 Lodi 50,517 $2,071 $461,273
18.4 95236 Linden 4,490 — $670,103
18.6 95242 Lodi 28,427 $2,529 $565,100
18.8 95377 Tracy 37,739 $3,057 $736,285
18.8 94514 Byron 1,953 — $839,627

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.