Zip lookup · CA

95757
Elk Grove, California.

Elk Grove, Sacramento County, CA · Sacramento-Roseville-Folsom, CA metro · population 56,764

What it costs per month · 95757 $3,595/mo

to buy the typical home at today's mortgage rate — +$1,777 (+98%) since Jan 2020.

What the home itself did
1 year
Down $15,136 -2%
$700,034$684,898 since Sep 2025
5 years
Up $28,252 +4%
$656,647$684,898 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 95757 $3,595 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 95757$3,595
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 82 years.

Typical home values in zip 95757 fell 2.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 95757 rose 4.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 95757 runs $1,781/mo more than renting one. The gap peaked at $2,327 in May 2024.

That is $4,747 a month against $2,966 rent: a $3,595 mortgage payment, plus $419 property tax and $733 insurance & upkeep.

Owning vs renting — zip 95757

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 Owning all in $4,747 Renting $2,966 Mortgage only $3,595
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$4,747
  • Renting$2,966
  • Mortgage only$3,595

Property tax · $419/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Sacramento County, CA

Insurance & upkeep · $733/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Elk Grove, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,966 as of Sep 2026
+4.3%year on year
Typical home value $684,898 as of Sep 2026
-2.2%year on year

Asking rent — 95757

Against the Sacramento-Roseville-Folsom, CA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 2018 2020 2022 2024 2026 95757 $2,966 Sacramento $2,269 United States $1,932
$1,500 $2,000 $2,500 $3,000 2018 2022 2026
  • 95757$2,966
  • Sacramento$2,269
  • United States$1,932

Typical home value — 95757

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 95757 $684,898 Sacramento $572,813 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 95757$684,898
  • Sacramento$572,813
  • United States$366,157

Within 20 miles

Showing 30 of 40 zips in range — sorting picks from all 40.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
6.2 95615 Courtland 918 — $591,418
6.3 95758 Elk Grove 65,725 $2,521 $567,194
7.8 95832 Sacramento 12,850 $2,400 $416,596
8.5 95612 Clarksburg 1,865 — $793,909
9.4 95823 Sacramento 83,607 $2,069 $421,389
9.6 95624 Elk Grove 67,630 $2,720 $626,728
10.4 95632 Galt 32,493 $2,443 $528,312
10.6 95686 Thornton 1,171 — $546,222
10.6 95828 Sacramento 61,686 $2,366 $449,666
10.9 95690 Walnut Grove 2,431 — $539,100
11.7 95829 Sacramento 31,865 $2,825 $585,096
12.0 95831 Sacramento 43,545 $2,148 $625,417
12.3 95824 Sacramento 33,083 $1,674 $360,704
12.4 95822 Sacramento 46,569 $2,088 $428,158
12.5 95693 Wilton 7,961 — $946,198
13.6 95820 Sacramento 35,410 $2,102 $394,550
13.6 95258 Woodbridge 4,144 — $584,501
13.9 95830 Sacramento 695 — $1,007,038
14.5 95242 Lodi 28,427 $2,529 $565,100
14.6 95220 Acampo 7,931 — $788,205
14.6 95826 Sacramento 40,165 $1,830 $462,374
14.7 95817 Sacramento 14,219 $2,200 $461,684
15.3 95818 Sacramento 22,581 $1,908 $700,634
15.8 95641 Isleton 2,214 — $398,674
15.8 95819 Sacramento 19,737 $2,424 $740,399
15.9 95827 Sacramento 21,742 $1,978 $465,183
16.4 95816 Sacramento 19,225 $1,840 $703,902
16.9 95655 Mather 4,901 — $562,885
17.0 95814 Sacramento 12,355 $1,997 $516,174
17.3 95864 Sacramento 25,500 $2,350 $736,459

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.