Zip lookup · WA

98074
Sammamish, Washington.

Sammamish, King County, WA · Seattle-Tacoma-Bellevue, WA metro · population 30,761

What it costs per month · 98074 $7,719/mo

to buy the typical home at today's mortgage rate — +$4,470 (+138%) since Jan 2020.

What the home itself did
1 year
Down $97,263 -6%
$1,567,930$1,470,667 since Sep 2025
5 years
Up $195,839 +15%
$1,274,829$1,470,667 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 98074 $7,719 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 98074$7,719
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in zip 98074 fell 6.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 98074 rose 4.7% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 98074 runs $6,927/mo more than renting one. The gap peaked at $8,293 in Jan 2025.

That is $10,308 a month against $3,381 rent: a $7,719 mortgage payment, plus $1,014 property tax and $1,574 insurance & upkeep.

Owning vs renting — zip 98074

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 2020 2021 2022 2023 2024 2025 2026 Owning all in $10,308 Renting $3,381 Mortgage only $7,719
$2,500 $5,000 $7,500 $10,000 2020 2022 2024 2026
  • Owning all in$10,308
  • Renting$3,381
  • Mortgage only$7,719

Property tax · $1,014/mo 0.83% of value a year — the ACS 2020-2024 median bill over the median home value for King County, WA

Insurance & upkeep · $1,574/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Sammamish, WA — measured over the city limits, which is a different area from this zip.

Asking rent $3,381 as of Sep 2026
+4.7%year on year
Typical home value $1,470,667 as of Sep 2026
-6.2%year on year

Asking rent — 98074

Against the Seattle-Tacoma-Bellevue, WA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2020 2021 2022 2023 2024 2025 2026 98074 $3,381 Seattle $2,250 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2020 2022 2024 2026
  • 98074$3,381
  • Seattle$2,250
  • United States$1,932

Typical home value — 98074

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 98074 $1,470,667 Seattle $720,147 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 98074$1,470,667
  • Seattle$720,147
  • United States$366,157

Within 20 miles

Showing 30 of 75 zips in range — sorting picks from all 75.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.5 98075 Sammamish 25,498 $3,562 $1,703,004
3.2 98053 Redmond 22,765 $3,306 $1,370,041
3.4 98008 Bellevue 27,242 $4,019 $1,291,296
4.7 98007 Bellevue 27,692 $2,381 $969,833
4.7 98029 Issaquah 30,586 $3,048 $1,097,245
5.4 98052 Redmond 80,717 $2,563 $1,255,271
5.8 98005 Bellevue 21,846 $2,601 $1,501,554
6.6 98006 Bellevue 40,009 $3,757 $1,532,900
7.2 98050 Preston 108 — $1,344,229
7.4 98024 Fall City 3,908 — $1,200,954
7.5 98004 Bellevue 39,897 $2,932 $1,913,485
7.8 98033 Kirkland 40,982 $2,762 $1,517,845
8.4 98027 Issaquah 28,955 $2,770 $1,133,412
9.0 98077 Woodinville 14,109 $4,850 $1,423,422
9.1 98039 Medina 2,928 — $4,475,600
9.5 98059 Renton 42,406 $2,344 $919,321
9.6 98040 Mercer Island 25,307 $2,796 $2,212,672
9.7 98019 Duvall 12,242 $4,007 $908,054
10.1 98056 Renton 35,849 $2,314 $828,266
10.2 98034 Kirkland 52,531 $2,520 $987,904
10.5 98072 Woodinville 24,446 $2,517 $1,227,278
10.8 98014 Carnation 8,264 $2,795 $974,139
11.3 98112 Seattle 23,921 $2,320 $1,321,874
11.4 98105 Seattle 49,767 $1,970 $1,121,900
11.7 98122 Seattle 43,234 $2,032 $794,534
11.8 98011 Bothell 28,963 $2,221 $976,799
11.8 98144 Seattle 33,787 $1,946 $750,104
11.8 98118 Seattle 50,500 $1,983 $706,726
11.9 98115 Seattle 54,349 $2,255 $1,007,739
12.1 98065 Snoqualmie 15,944 $3,312 $1,046,584

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.