98262
Lummi Island, Washington.
Lummi Island, Whatcom County, WA · Bellingham, WA metro · population 957
to buy the typical home at today's mortgage rate — +$1,732 (+105%) since Jan 2020.
- 1 year
- Down $5,629 -1%
- $648,963$643,334 since Sep 2025
- 5 years
- Up $59,997 +10%
- $583,337$643,334 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 98262$3,377
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 35 years.
Typical home values in zip 98262 fell 0.9% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Lummi Island, WA — measured over the city limits, which is a different area from this zip.
Typical home value — 98262
Mid-tier homes, smoothed and seasonally adjusted.
- 98262$643,334
- Bellingham$607,630
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.3 | 98279 | Olga | 680 | — | $938,476 |
| 8.5 | 98225 | Bellingham | 50,216 | $1,776 | $652,905 |
| 11.1 | 98222 | Blakely Island | 121 | — | $910,062 |
| 11.6 | 98229 | Bellingham | 33,298 | $2,178 | $687,720 |
| 11.7 | 98245 | Eastsound | 4,265 | — | $932,265 |
| 12.0 | 98248 | Ferndale | 28,498 | $2,110 | $613,637 |
| 12.5 | 98280 | Orcas | 442 | — | $1,431,150 |
| 13.1 | 98221 | Anacortes | 23,562 | $2,550 | $707,068 |
| 13.3 | 98226 | Bellingham | 46,782 | $2,024 | $640,182 |
| 14.4 | 98232 | Bow | 4,054 | — | $857,492 |
| 15.8 | 98286 | Shaw Island | 155 | — | $1,131,329 |
| 17.6 | 98261 | Lopez Island | 2,984 | — | $869,315 |
| 17.7 | 98240 | Custer | 3,593 | — | $654,880 |
| 18.3 | 98230 | Blaine | 18,744 | $2,443 | $532,529 |
| 19.4 | 98233 | Burlington | 17,850 | $2,059 | $533,917 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.