Zip lookup · WA

98665
Vancouver, Washington.

Vancouver, Clark County, WA · Portland-Vancouver-Hillsboro, OR-WA metro · population 28,910

What it costs per month · 98665 $2,573/mo

to buy the typical home at today's mortgage rate — +$1,324 (+106%) since Jan 2020.

What the home itself did
1 year
Up $525 +0%
$489,746$490,270 since Sep 2025
5 years
Up $56,963 +13%
$433,307$490,270 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 98665 $2,573 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 98665$2,573
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in zip 98665 rose 0.1% over the past year — slower than the nation's +1.2%.

Asking rents in zip 98665 fell 1.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 98665 runs $1,665/mo more than renting one. The gap peaked at $1,774 in Jan 2025.

That is $3,433 a month against $1,768 rent: a $2,573 mortgage payment, plus $335 property tax and $525 insurance & upkeep.

Owning vs renting — zip 98665

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2021 2022 2023 2024 2025 2026 Owning all in $3,433 Renting $1,768 Mortgage only $2,573
$1,500 $2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • Owning all in$3,433
  • Renting$1,768
  • Mortgage only$2,573

Property tax · $335/mo 0.82% of value a year — the ACS 2020-2024 median bill over the median home value for Clark County, WA

Insurance & upkeep · $525/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Vancouver, WA — measured over the city limits, which is a different area from this zip.

Asking rent $1,768 as of Sep 2026
-1.7%year on year
Typical home value $490,270 as of Sep 2026
+0.1%year on year

Asking rent — 98665

Against the Portland-Vancouver-Hillsboro, OR-WA metro and the national benchmark.

$1,500 $1,600 $1,700 $1,800 $1,900 2021 2022 2023 2024 2025 2026 98665 $1,768 Portland $1,803 United States $1,932
$1,500 $1,600 $1,700 $1,800 $1,900 2022 2024 2026
  • 98665$1,768
  • Portland$1,803
  • United States$1,932

Typical home value — 98665

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 98665 $490,270 Portland $539,403 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 98665$490,270
  • Portland$539,403
  • United States$366,157

Within 20 miles

Showing 30 of 67 zips in range — sorting picks from all 67.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.9 98663 Vancouver 16,202 $1,688 $464,521
3.0 98685 Vancouver 30,607 $2,468 $581,747
3.2 98661 Vancouver 50,743 $1,668 $448,062
3.3 98686 Vancouver 21,243 $2,083 $581,916
3.7 98662 Vancouver 37,723 $1,808 $473,232
3.7 98660 Vancouver 13,212 $1,964 $457,715
5.7 98664 Vancouver 23,845 $1,682 $464,852
6.2 97217 Portland 35,169 $1,592 $490,288
6.9 97203 Portland 33,116 $1,689 $442,289
7.0 97211 Portland 33,769 $2,074 $556,760
7.5 98684 Vancouver 37,298 $1,994 $480,612
7.8 97218 Portland 15,428 $2,099 $470,606
8.3 98682 Vancouver 68,305 $1,698 $491,615
8.3 97231 Portland 4,308 — $686,659
8.7 98642 Ridgefield 26,816 $2,384 $655,614
8.8 98683 Vancouver 32,107 $1,783 $550,467
9.5 97212 Portland 28,042 $2,340 $783,545
9.5 97227 Portland 5,665 $1,497 $548,829
9.9 97210 Portland 11,324 $1,562 $683,098
10.1 98606 Brush Prairie 10,233 $3,599 $823,131
10.1 97220 Portland 27,202 $1,583 $420,163
10.3 97213 Portland 31,408 $1,643 $545,752
10.5 97209 Portland 22,296 $1,806 $342,301
10.5 97232 Portland 15,615 $1,561 $653,726
10.9 98604 Battle Ground 38,839 $2,163 $602,776
11.1 97230 Portland 43,553 $1,527 $448,858
11.4 97205 Portland 9,121 $1,617 $491,292
11.6 97214 Portland 27,714 $1,628 $671,763
11.8 97229 Portland 76,106 $2,223 $723,247
11.9 97215 Portland 17,296 $1,672 $645,726

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.