Zip lookup · WA

98908
Yakima, Washington.

Yakima, Yakima County, WA · Yakima, WA metro · population 38,060

What it costs per month · 98908 $2,232/mo

to buy the typical home at today's mortgage rate — +$1,089 (+95%) since Jan 2020.

What the home itself did
1 year
Up $808 +0%
$424,390$425,198 since Sep 2025
5 years
Up $40,480 +11%
$384,718$425,198 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 98908 $2,232 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 98908$2,232
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 35 years.

Typical home values in zip 98908 rose 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 98908 rose 2.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 98908 runs $1,182/mo more than renting one. The gap peaked at $1,256 in Jan 2025.

That is $2,968 a month against $1,786 rent: a $2,232 mortgage payment, plus $281 property tax and $455 insurance & upkeep.

Owning vs renting — zip 98908

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2024 2025 2026 Owning all in $2,968 Renting $1,786 Mortgage only $2,232
$2,000 $2,500 $3,000 2024 2025 2026
  • Owning all in$2,968
  • Renting$1,786
  • Mortgage only$2,232

Property tax · $281/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for Yakima County, WA

Insurance & upkeep · $455/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Yakima, WA — measured over the city limits, which is a different area from this zip.

Asking rent $1,786 as of Sep 2026
+2.1%year on year
Typical home value $425,198 as of Sep 2026
+0.2%year on year

Asking rent — 98908

Against the Yakima, WA metro and the national benchmark.

$1,250 $1,500 $1,750 2024 2025 2026 98908 $1,786 Yakima $1,362 United States $1,932
$1,250 $1,500 $1,750 2024 2025 2026
  • 98908$1,786
  • Yakima$1,362
  • United States$1,932

Typical home value — 98908

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 98908 $425,198 Yakima $348,084 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 98908$425,198
  • Yakima$348,084
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 98923 Cowiche 994 — $353,090
6.6 98947 Tieton 3,255 — $340,494
8.3 98902 Yakima 46,492 $1,174 $295,856
10.7 98903 Yakima 19,445 $1,582 $398,303
12.5 98942 Selah 18,871 $1,652 $434,991
14.4 98951 Wapato 12,581 — $280,511
15.6 98933 Harrah 1,230 — $313,744
17.7 98901 Yakima 31,366 $1,088 $333,501
19.6 98952 White Swan 2,015 — $307,750

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.