Martin, Georgia.
Typical home $310,538 (-0.2% in a year). Toccoa, GA metro.
to buy the typical home at today's mortgage rate — +$972 (+148%) since Jan 2020.
- 1 year
- Down $617 -0%
- $311,155$310,538 since Sep 2025
- 5 years
- Up $64,117 +26%
- $246,421$310,538 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Martin$1,630
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Martin, GA fell 0.2% over the past year — slower than the nation's +1.2%.
Living in Martin, Franklin County, Georgia
Martin is a town of 336 people in Franklin County. Unemployment in Franklin County was 3.7% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most people in Franklin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Martin is a very small town in Franklin County, Georgia, with a population that is among the smallest of any town its kind. Typical home values here are well above what the county's incomes would suggest, and incomes in the county run below the Georgia average. Few adults hold a four-year degree, and a noticeable share of residents live below the poverty line. Winters are mild and rarely bring snow, summers are hot, and rain falls generously through the year.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, shops and the building trades. Across Franklin County, the largest workplaces include Franklin County Schools, St. Marys Sacred Heart Hospital and Kautex of Georgia. Unemployment in the county is unchanged from a year earlier, and the county has added a few more jobs over the past year.
Things to do. Tugaloo State Park, a protected area, and the Chauga River are both a short drive away, which makes them easy choices for time outdoors. Farther afield, a longer drive brings you to Lake Hartwell, a large reservoir, and to Toccoa Falls, a waterfall. Memorial Stadium in Clemson is also a longer drive for anyone who follows college football.
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- 5%of adults have a degree
- 12%below the poverty line
What people in Franklin County work in
Employed residents by industry, from the Census survey. Franklin County had 8,226 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 33°; warmest in July, with highs near 89° and lows near 69°. About 1 inches of snow and 59 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Toccoa weather station, 10 miles away (NOAA).
Largest workplaces in Franklin County
- AutoZoneGeneral warehousing and storage560
- Franklin County SchoolsSchool district517FTE
- Carry-On LavoniaTruck trailer manufacturing320
- St. Marys Sacred Heart HospitalGeneral hospital259FTE
- Emmanuel UniversityUniversity or college187
- Kautex of GeorgiaGas tanks assembled, automotive, truck, and bus, manufacturing161
- Fanello IndustriesMetal service center131
- Brown Health and rehabilitationSkilled nursing facilities120
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 2,913 people in all across the county; Martin has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- HailRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Strong windRelatively moderate
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Martin’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Toccoa, GA metro.
Martin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Martin$310,538
- Georgia$329,115
- United States$366,157
Sellers are cutting prices on about 1 in 4 Martin listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Martin24.40%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Martin23
New listings per month
Sellers arriving at the market.
- Martin6
Zip codes with a Martin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Martin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.