Martinez, Georgia.
Typical home $283,691 (+1.9% in a year), asking rent $1,672 (+0.8%). Augusta-Richmond County, GA-SC metro.
to buy the typical home at today's mortgage rate — +$807 (+118%) since Jan 2020.
- 1 year
- Up $5,416 +2%
- $278,275$283,691 since Sep 2025
- 5 years
- Up $58,053 +26%
- $225,638$283,691 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Martinez$1,489
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Martinez, GA rose 1.9% over the past year — faster than the nation's +1.2%.
Asking rents in Martinez, GA rose 0.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Martinez runs $316/mo more than renting one. The gap peaked at $448 in Oct 2023.
That is $1,987 a month against $1,672 rent: a $1,489 mortgage payment, plus $195 property tax and $304 insurance & upkeep.
Owning vs renting — Martinez
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,987
- Renting$1,672
- Mortgage only$1,489
Property tax · $195/mo 0.82% of value a year — the ACS 2020-2024 median bill over the median home value for Columbia County, GA
Insurance & upkeep · $304/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Martinez, Columbia County, Georgia
Martinez, in Columbia County, had 34,535 people in the 2020 census. Half its households earn more than $81,602 a year and half less, against $95,592 across Columbia County; 10% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Columbia County was 3.3% in August 2026, and the county had 8.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Martinez is a community in Columbia County, home to a good many people. Most homes are lived in by their owners, and the median age is around that of the country as a whole. Household incomes run below the county's, and typical home values and rents are in line with what many suburban communities see. About as many adults hold a four-year degree as you would find in many places of its kind.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. The biggest workplaces in town are largely retail, among them Walmart, Sam's Club and a Lowe's home center. Commutes are fairly short, and a small share of people work from home. Columbia County has seen more jobs than the year before, and unemployment there is low and steady.
Things to do. A short drive away are the Morris Museum of Art and the Augusta Botanical Gardens, along with the Imperial Theatre for an evening out. History lovers can visit Meadow Garden, a museum, also a short drive away. For time outdoors, Lake Strom Thurmond, a reservoir, is a longer drive away. Winters are mild and cool, summers are hot, and rain falls fairly evenly through the year.
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- 12,599households
- 37%of adults have a degree
- 10%below the poverty line
- 21 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Columbia County had 42,806 jobs in 2025, 8.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 40°; warmest in July, with highs near 94° and lows near 74°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Augusta Daniel Field Airport weather station, 5 miles away (NOAA).
Largest workplaces in Martinez
- WalmartWarehouse clubs and supercenters334
- Gerald Jones VWAutomobile dealers, new only or new and used278
- Sam's ClubWarehouse clubs and supercenters204
- Lowe's Companies, INCHomecenter191
- US LBM HoldingsOther building material dealers164
- Lowe's Companies, INCHomecenter160
- AltrusHomemaker's service for elderly or disabled persons, non-medical143
- Kroger Atlanta KMASupermarkets and other grocery except convenience stores138
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 2,410 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Ice stormsrelatively high in parts of MartinezRelatively moderate
- Strong windrelatively high in parts of MartinezRelatively moderate
- HurricanesRelatively moderate
- HailRelatively moderate
- Lightningrelatively high in parts of MartinezRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Martinez’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Columbia County and the Augusta-Richmond County, GA-SC metro.
Martinez home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Martinez$283,691
- Georgia$329,115
- United States$366,157
Sellers are cutting prices on about 1 in 3 Martinez listings, and the typical home goes pending in 23 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Martinez29.96%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Martinez23
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Martinez205
New listings per month
Sellers arriving at the market.
- Martinez52
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Martinez$280,845
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Martinez97.56%
Zip codes with a Martinez address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Martinez — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.