States · California · Sacramento County

Mather, California.

Typical home $562,045 (-0.2% in a year). Sacramento-Roseville-Folsom, CA metro.

What it costs per month · Mather $2,950/mo

to buy the typical home at today's mortgage rate — +$1,432 (+94%) since Jan 2020.

What the home itself did
1 year
Down $1,300 -0%
$563,345$562,045 since Sep 2025
5 years
Up $20,107 +4%
$541,939$562,045 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Mather $2,950 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Mather$2,950
  • California$3,997
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 95 years.

Typical home values in Mather, CA fell 0.2% over the past year — slower than the nation's +1.2%.

Living in Mather, Sacramento County, California

Mather, in Sacramento County, had 4,698 people in the 2020 census. Half its households earn more than $146,023 a year and half less, against $92,175 across Sacramento County; 3% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Sacramento County was 5.3% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in government, then schools and health care.

People 4,698 in the 2020 census; median age 34.1
Household income $146,023 the median, give or take $8,652 · Sacramento County: $92,175
Unemployment 5.3% Sacramento County, August 2026; 5.5% a year before
Homes 82% lived in by their owners; 18% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mather is a small community in Sacramento County where most homes are lived in by their owners and relatively few people live below the poverty line. Household incomes run well above the county's, and the people who live here are younger than in many American towns. A good share of adults hold a four-year degree, and typical home values are on the higher side.

Work. Residents work mostly in government, in schools, hospitals and social care, in banks, insurance and property, and in shops. Some of the largest workplaces in Mather are UPS, Granite Construction Company and Modern Aviation. Many people work from home, and the typical commute is moderate. Across Sacramento County, unemployment is a little lower than a year earlier, and jobs have grown slightly.

Things to do. Safetyville USA, a park, and the Sacramento Children's Museum are both in or beside town. Hornet Stadium is a short drive away. For a longer outing, the Crocker Art Museum is a longer drive away. Winters are mild and rarely bring snow, summers are hot, and the year brings a modest amount of rain.

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  • 1,486households
  • 40%of adults have a degree
  • 3%below the poverty line
  • 26 mintypical commute
  • 29%work from home

What residents work in

  • Government18%
  • Schools, hospitals and social care16%
  • Banks, insurance and property10%
  • Shops (retail)9%
  • Professional and business services9%
  • Building trades9%

Employed residents by industry, from the Census survey. Sacramento County had 733,061 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 56° and 41°; warmest in July, 94° and 61° 40° 50° 60° 70° 80° 90° 100° J F M A M J J 94° 61° A S O N D 56° 41°
Average daily high and low for each month: coldest in December, 56° and 41°; warmest in July, 94° and 61° 40° 50° 60° 70° 80° 90° 100° J F M A M J J 94° 61° A S O N D 56° 41°

Coldest in December, with highs near 56° and lows near 41°; warmest in July, with highs near 94° and lows near 61°. About 19 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Sacramento Ese weather station, 7 miles away (NOAA).

Largest workplaces in Mather

  1. UPSCouriers and express delivery services404
  2. Granite Construction CompanyPavement, highway, road, street, bridge or airport runway, construction390
  3. UPSCouriers and express delivery services299
  4. CearRecyclable materials merchant wholesalers67
  5. Modern Aviation - MHRFixed base operators26
  6. American Medical Response20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 1,206 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mather’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sacramento County and the Sacramento-Roseville-Folsom, CA metro.

Mather home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Mather $562,045 California $761,538 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Mather$562,045
  • California$761,538
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 15 2025 2026 Mather 14
8 10 12 15 2025 2026
  • Mather14

New listings per month

Sellers arriving at the market.

5 6 7 2026 Mather 5
5 6 7 2026
  • Mather5

Zip codes with a Mather address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mather — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mather