Mattoon, Illinois.
Typical home $131,051 (+5.8% in a year), asking rent $907 . Charleston-Mattoon, IL metro.
to buy the typical home at today's mortgage rate — +$327 (+90%) since Jan 2020.
- 1 year
- Up $7,167 +6%
- $123,884$131,051 since Sep 2025
- 5 years
- Up $27,613 +27%
- $103,438$131,051 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mattoon$688
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Mattoon, IL rose 5.8% over the past year — faster than the nation's +1.2%.
Living in Mattoon, Coles County, Illinois
Mattoon is a city of 16,870 people in Coles County. Half its households earn more than $51,597 a year and half less, against $56,478 across Coles County; 21% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Coles County was 3.2% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mattoon is a small city in Coles County, where the median resident is somewhat older than in much of the country. Incomes run below the county's, and more residents live below the poverty line than you might expect, though typical home values and rents are modest. Most households own their homes, and the trip to work is a short one. Winters are cold, with some snow, and summers are warm.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many people. Among the biggest workplaces in Mattoon are Lake Land College, Mattoon CUSD 2 and Walmart. Unemployment across Coles County has eased over the past year, though the county has fewer jobs than it did the year before.
Things to do. Lake Paradise, a lake, and O'Brien Stadium are both a short drive away. Lake Mattoon, a reservoir, and Lincoln Log Cabin State Historic Site, a protected area, are a longer drive away.
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- 8,121households
- 20%of adults have a degree
- 21%below the poverty line
- 18 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Coles County had 23,624 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 20°; warmest in July, with highs near 86° and lows near 67°. About 14 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mattoon weather station, under a mile away (NOAA).
Largest workplaces in Mattoon
- Lake Land CollegeTwo-year college609
- Mattoon CUSD 2School district464FTE
- WalmartWarehouse clubs and supercenters364
- Fidium Manager ServicesTelecomunications351
- City of MattoonAmbulance and fire service combined152
- Mattoon Precision ManufacturingMachine shops152
- Anamet ElectricalConduits and fittings, electrical, manufacturing122
- Fidium Manager ServicesTelecomunications83
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,932 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- EarthquakesRelatively moderate
- HailRelatively moderate
- Strong windrelatively high in parts of MattoonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mattoon’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Coles County and the Charleston-Mattoon, IL metro.
Mattoon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mattoon$131,051
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Mattoon listings, and the typical home goes pending in 7 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mattoon25.10%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Mattoon7
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mattoon74
New listings per month
Sellers arriving at the market.
- Mattoon33
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mattoon$138,696
- United States$371,407
Zip codes with a Mattoon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mattoon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.