McBain, Michigan.
Typical home $247,020 (+9.5% in a year). Cadillac, MI metro.
to buy the typical home at today's mortgage rate — +$670 (+107%) since Jan 2020.
- 1 year
- Up $21,341 +9%
- $225,679$247,020 since Sep 2025
- 5 years
- Up $47,419 +24%
- $199,601$247,020 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- McBain$1,297
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in McBain, MI rose 9.5% over the past year — faster than the nation's +1.2%.
Living in McBain, Missaukee County, Michigan
McBain is a city of 637 people in Missaukee County. Unemployment in Missaukee County was 4.4% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in Missaukee County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. McBain is a very small city in Missaukee County, Michigan, the kind of place where residents tend to know one another. Homes here are valued somewhat above what the county's incomes might suggest, and a modest share of adults hold a four-year degree. Winters are cold and very snowy, with the coldest days in January, while summers are warm in July and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades close behind. The largest workplaces in McBain include Biewer Sawmill, McBain Rural Agricultural Schools and Ciena Healthcare Management. Commutes are short, and very few people work from home. Across Missaukee County, jobs slipped a little last year and unemployment has eased slightly compared with a year earlier.
Things to do. Lake Missaukee is a lake a short drive away, and the Cadillac Public Library, also a short drive off, is a good indoor stop when the snow piles up. For a longer outing, Mitchell State Park is a protected area on the shore of Lake Cadillac, and both of those are a longer drive away. Wilson State Park and Houghton Lake are also within a longer drive for a day out.
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- 280households
- 10%of adults have a degree
- 12%below the poverty line
- 18 mintypical commute
- 4%work from home
What people in Missaukee County work in
Employed residents by industry, from the Census survey. Missaukee County had 4,110 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 10°; warmest in July, with highs near 80° and lows near 54°. About 74 inches of snow and 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lake City Experiment Farm weather station, 8 miles away (NOAA).
Largest workplaces in McBain
- Biewer SawmillBeams, wood, made from logs or bolts147
- McBain Rural Agricultural SchoolsSchool district138FTE
- Ciena Healthcare ManagementNursing care facilities -skilled nursing facilities98
- Hydrolake, Inc. - ALLTransmission and distribution line construction21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 266 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Strong windRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- HailRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in McBain’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Missaukee County and the Cadillac, MI metro.
McBain home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- McBain$247,020
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- McBain8
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a McBain address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls McBain — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.