McCloud, California.
Typical home $289,206 (-9.7% in a year).
to buy the typical home at today's mortgage rate — +$623 (+70%) since Jan 2020.
- 1 year
- Down $31,152 -10%
- $320,358$289,206 since Sep 2025
- 5 years
- Down $43,867 -13%
- $333,073$289,206 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- McCloud$1,518
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in McCloud, CA fell 9.7% over the past year — slower than the nation's +1.2%.
Living in McCloud, Siskiyou County, California
McCloud, in Siskiyou County, had 945 people in the 2020 census. Half its households earn more than $48,529 a year and half less, against $59,095 across Siskiyou County. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Siskiyou County was 7.3% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in Siskiyou County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. McCloud is a very small community in Siskiyou County, with fewer residents than most towns. Incomes here run below the county's, and most homes are lived in by their owners rather than rented. A four-year degree is held by a minority of adults, and a small group work from home.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, government, and restaurants, hotels and entertainment. Across Siskiyou County, the largest workplaces include the California Department of Transportation facilities, Fairchild Medical Center and CAL Fire. Unemployment across the county is a little higher than a year ago, and the county has fewer jobs than it did the year before.
Things to do. Lake McCloud is a lake a short drive away, and Mount Shasta Ski Park, a ski area, is also a short drive. Mossbrae Falls, a waterfall, is likewise close by. Winters are cold, with the coldest days in December, and summers turn hot in July, with a fair amount of rain and melted snow through the year.
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- 398households
- 22%of adults have a degree
- 9%work from home
What people in Siskiyou County work in
Employed residents by industry, from the Census survey. Siskiyou County had 13,862 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 47° and lows near 24°; warmest in July, with highs near 90° and lows near 50°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mccloud weather station, under a mile away (NOAA).
Largest workplaces in Siskiyou County
- Fairchild Medical CenterCritical access hospital341FTE
- CAL FireCal fire265
- WalmartWarehouse clubs and supercenters224
- Plant Sciences Genetics, MacdoelAgriculture production or harvesting crews210
- College of the SiskiyousTwo-year college208
- Pfeiffer VacuumFlanges and flange unions, pipe, metal, manufacturing201
- Mercy Medical Center Mt. ShastaCritical access hospital194FTE
- Yreka Union Elementary SchoolsSchool district142FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 39 workplaces with 20 or more staff, 2,934 people in all across the county; McCloud has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Volcanic activityRelatively high
- WildfireRelatively high
- EarthquakesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in McCloud’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Siskiyou County.
McCloud home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- McCloud$289,206
- California$761,538
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- McCloud17
Zip codes with a McCloud address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls McCloud — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.