McCool Junction, Nebraska.
Typical home $255,147 (+0.2% in a year).
to buy the typical home at today's mortgage rate — +$698 (+109%) since Feb 2021.
- 1 year
- Up $504 +0%
- $254,643$255,147 since Sep 2025
- 5 years
- Up $46,214 +22%
- $208,934$255,147 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- McCool Junction$1,339
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in McCool Junction, NE rose 0.2% over the past year — slower than the nation's +1.2%.
Living in McCool Junction, York County, Nebraska
McCool Junction is a village of 453 people in York County. Half its households earn more than $118,438 a year and half less, against $77,757 across York County; 3% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in York County was 2.4% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most people in York County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. McCool Junction is a small village in York County, Nebraska, where nearly everyone lives in a home they own. The population is young for a place like this, with a median age well below what many older homeowners might expect, and household incomes run well above the county's. Very few residents live below the poverty line, and winters are cold, with snow that lasts through the season, while summers turn properly warm.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and farming close behind. Across York County, some of the largest workplaces are Walmart, York General Hospital and York Public Schools. Unemployment in the county is low and has barely changed from a year ago, and the typical commute is short, since few people work from home.
Things to do. Junction Motor Speedway, a race track, sits in or beside town. A short drive away is Lee's Legendary Marbles and Collectables, a museum. Farther afield, a longer drive brings you to Warren's Opera House, a theatre, and The Plainsman Museum.
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- 279households
- 21%of adults have a degree
- 3%below the poverty line
- 19 mintypical commute
- 2%work from home
What people in York County work in
Employed residents by industry, from the Census survey. York County had 7,682 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 13°; warmest in July, with highs near 87° and lows near 64°. About 25 inches of snow and 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fairmont weather station, 7 miles away (NOAA).
Largest workplaces in York County
- WalmartWarehouse clubs and supercenters268
- York General HospitalCritical access hospital261FTE
- York Public SchoolsSchool district199FTE
- Champion HomesManufactured homes manufacturing167
- Klute Steel FabricationFabricated structural metal manufacturing166
- York UniversityUniversity or college133
- Pioneer Hi-Bred InternationalSeed processing, post-harvest for propagation110
- CortevaSeed processing, post-harvest for propagation82
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 1,595 people in all across the county; McCool Junction has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- TornadoesVery high
- Winter weatherVery high
- DroughtRelatively high
- Ice stormsRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in McCool Junction’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on York County.
McCool Junction home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- McCool Junction$255,147
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a McCool Junction address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls McCool Junction — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.