States · New York · Chenango County

McDonough, New York.

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What it costs per month · McDonough $2,755/mo

to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • New York$2,755
  • United States$1,922

Living in McDonough, Chenango County, New York

McDonough is a town of 797 people in Chenango County. Half its households earn more than $68,266 a year and half less, against $62,948 across Chenango County; 14% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Chenango County was 3.7% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Chenango County work in schools and health care, then manufacturing.

People 797 in the 2020 census; median age 53.5
Household income $68,266 the median, give or take $11,282 · Chenango County: $62,948
Unemployment 3.7% Chenango County, August 2026; 3.6% a year before
Homes 92% lived in by their owners; 8% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. McDonough is a very small rural town in Chenango County, where nearly everyone lives in a home they own. Residents are older than in most places, and household incomes run higher than the county's, though a good number of people still live below the poverty line. Few adults hold a four-year degree, and winters are cold and snowy: January days stay around freezing, nights drop well below it, and summers are mild and warm.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades close behind. Across Chenango County, some of the largest workplaces are The Raymond, which makes trucks and industrial equipment, Chobani-New Berlin, a yogurt maker, and the Norwich City School District. The drive to work is a long one, which is common where jobs are spread across a rural county, and unemployment across the county has stayed close to where it was a year ago.

Things to do. Bowman Lake State Park is a protected area in or beside town, and the nearest place to get outdoors. Long Pond and Balsam Lake are both lakes a short drive away. For a rainy or snowy day, the Northeast Classic Car Museum is a longer drive away.

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  • 449households
  • 13%of adults have a degree
  • 14%below the poverty line
  • 31 mintypical commute

What people in Chenango County work in

  • Schools, hospitals and social care25%
  • Manufacturing19%
  • Shops (retail)11%
  • Building trades9%
  • Banks, insurance and property7%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Chenango County had 17,735 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 12°; warmest in July, 81° and 57° 20° 40° 60° 80° J 32° 12° F M A M J J 81° 57° A S O N D
Average daily high and low for each month: coldest in January, 32° and 12°; warmest in July, 81° and 57° 20° 40° 60° 80° J 32° 12° F M A M J J 81° 57° A S O N D

Coldest in January, with highs near 32° and lows near 12°; warmest in July, with highs near 81° and lows near 57°. About 75 inches of snow and 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Norwich weather station, 11 miles away (NOAA).

Largest workplaces in Chenango County

  1. The RaymondTrucks, industrial, manufacturing2,074
  2. Chobani-New BerlinYogurt manufacturing982
  3. Unison Norwich401
  4. Norwich City School DistrictSchool district322FTE
  5. WalmartWarehouse clubs and supercenters321
  6. Sherburne-earlville Central School DistrictSchool district318FTE
  7. AlvogenPharmaceutical preparations manufacturing312
  8. Chenango Memorial HospitalGeneral hospital311FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 34 workplaces with 20 or more staff, 6,500 people in all across the county; McDonough has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively moderate
  2. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Chenango County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chenango County.

McDonough home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2025 2026 McDonough 14
5 8 10 12 2025 2026
  • McDonough14

Zip codes with a McDonough address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls McDonough — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in McDonough