States · Iowa · Clayton County

McGregor, Iowa.

Typical home $147,453 (+13.3% in a year).

What it costs per month · McGregor $774/mo

to buy the typical home at today's mortgage rate — +$381 (+97%) since Jan 2020.

What the home itself did
1 year
Up $17,296 +13%
$130,157$147,453 since Sep 2025
5 years
Up $29,015 +24%
$118,439$147,453 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 McGregor $774 Iowa $1,242 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • McGregor$774
  • Iowa$1,242
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in McGregor, IA rose 13.3% over the past year — faster than the nation's +1.2%.

Living in McGregor, Clayton County, Iowa

McGregor is a city of 742 people in Clayton County. Half its households earn more than $57,361 a year and half less, against $67,242 across Clayton County; 12% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Clayton County was 3.6% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then shops.

People 742 in the 2020 census
Household income $57,361 the median, give or take $13,595 · Clayton County: $67,242
Unemployment 3.6% Clayton County, August 2026; 3.8% a year before
Homes 64% lived in by their owners; 36% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. McGregor is a very small city on the Mississippi River in northeastern Iowa. Incomes in town run below the county's, and more people here rent than across many Iowa towns of its size, though most homes are still lived in by their owners. Few adults hold a four-year degree, and winters are colder and snowier than in much of the country, with warm summers.

Work. Residents work mostly in manufacturing, shops, schools, hospitals and social care, and in restaurants, hotels and entertainment. Across Clayton County, some of the largest workplaces are Mobile Track Solutions, Prairie Farms Dairy - Luana and the MFL MarMac Comm School District. Commutes are short, and almost no one works from home.

Things to do. Pikes Peak State Park, a protected area in or beside town, is the easiest outing, and Fort Crawford, a museum, is also in or beside town. A short drive away is Effigy Mounds National Monument, an archaeological site, and Spook Cave, a tourist attraction. The Yellow River and its state forest are also a short drive from town.

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  • 328households
  • 20%of adults have a degree
  • 12%below the poverty line
  • 14 mintypical commute
  • 1%work from home

What residents work in

  • Manufacturing28%
  • Shops (retail)20%
  • Schools, hospitals and social care12%
  • Restaurants, hotels and entertainment9%
  • Government9%
  • Transport, warehouses and utilities8%

Employed residents by industry, from the Census survey. Clayton County had 6,171 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 83° and 63° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 83° 63° A S O N D
Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 83° and 63° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 83° 63° A S O N D

Coldest in January, with highs near 27° and lows near 10°; warmest in July, with highs near 83° and lows near 63°. About 34 inches of snow and 38 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Prairie Du Chien weather station, 3 miles away (NOAA).

Largest workplaces in Clayton County

  1. Mobile Track SolutionsConstruction machinery manufacturing208
  2. Prairie Farms Dairy - LuanaCheese manufacturing200
  3. MFL MarMac Comm School DistrictSchool district132FTE
  4. Bituma Gencor IndustriesMixers, concrete, portable, manufacturing126
  5. Edgewood LockerCustom slaughtering107
  6. Guttenberg Municipal HospitalCritical access hospital107FTE
  7. Clayton Ridge Comm School DistrictSchool district95FTE
  8. Edgewood-Colesburg Comm School DistrictSchool district93FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,144 people in all across the county; McGregor has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. Inland floodingRelatively high
  3. Strong windRelatively high
  4. Cold wavesRelatively high
  5. TornadoesRelatively high
  6. LandslidesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in McGregor’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clayton County.

McGregor home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 McGregor $147,453 Iowa $236,623 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • McGregor$147,453
  • Iowa$236,623
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 10 2025 2026 McGregor 10
4 6 8 10 2025 2026
  • McGregor10

Zip codes with a McGregor address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls McGregor — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in McGregor