McKenzie, Tennessee.
Typical home $188,902 (+3.2% in a year). Martin, TN metro.
to buy the typical home at today's mortgage rate — +$534 (+117%) since Jan 2020.
- 1 year
- Up $5,805 +3%
- $183,097$188,902 since Sep 2025
- 5 years
- Up $35,711 +23%
- $153,191$188,902 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- McKenzie$992
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in McKenzie, TN rose 3.2% over the past year — faster than the nation's +1.2%.
Living in McKenzie, Carroll County, Tennessee
McKenzie is a city of 5,529 people in Carroll County. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Carroll County was 4.3% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. McKenzie is a small city in Carroll County, Tennessee, with a younger population than most of the country. Fewer adults hold a four-year degree here than is typical nationally, and a larger share of residents live below the poverty line. Most homes are lived in by their owners, and typical home values are modest.
Work. Residents work mainly in schools, hospitals and social care, in manufacturing, in shops, and in restaurants, hotels and entertainment. Among the largest workplaces in McKenzie are Bethel University, Allegion and McKenzie Schools. The typical commute is short, and few people work from home.
Things to do. Several state parks are a longer drive away, among them Nathan Bedford Forrest State Park, Natchez Trace State Park and Big Cypress Tree State Park. The Tennessee National Wildlife Refuge is another protected area a longer drive away, and the Obion River is also within a longer drive. Winters are cold with little snow, summers are hot, and rain falls plentifully through the year.
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- 2,187households
- 20%of adults have a degree
- 21%below the poverty line
- 20 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Carroll County had 7,535 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 47° and lows near 28°; warmest in July, with highs near 89° and lows near 69°. About 3 inches of snow and 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Huntingdon Wtp weather station, 10 miles away (NOAA).
Largest workplaces in McKenzie
- Bethel UniversityUniversity or college588
- AllegionDoor and jamb assemblies, metal, manufacturing183
- McKenzie SchoolsSchool district169FTE
- Cherrywood Post AcuteSkilled nursing facilities72
- Haven Steel Products Inc - TennesseeSteel forgings made from purchased steel, unfinished37
- MC KenzieMail and parcel delivery31
- Profile Metal FormingJob stampings, automotive, metal, manufacturing29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 352 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- LightningVery high
- EarthquakesRelatively high
- Ice stormsRelatively high
- Heat wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in McKenzie’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Martin, TN metro.
McKenzie home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- McKenzie$188,902
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 5 McKenzie listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- McKenzie20.94%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- McKenzie56
New listings per month
Sellers arriving at the market.
- McKenzie8
Zip codes with a McKenzie address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls McKenzie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.