McMillan, Michigan.
Typical home $186,863 (+8.2% in a year).
to buy the typical home at today's mortgage rate — +$432 (+79%) since Jan 2020.
- 1 year
- Up $14,087 +8%
- $172,776$186,863 since Sep 2025
- 5 years
- Up $1,064 +1%
- $185,799$186,863 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- McMillan$981
- Michigan$1,384
- United States$1,922
Typical home values in McMillan, MI rose 8.2% over the past year — faster than the nation's +1.2%.
Living in McMillan, Luce County, Michigan
The Census does not count McMillan on its own, so the figures here are Luce County's. Half the county's households earn more than $54,893 a year and half less; 17% of the county's people live below the poverty line. 83% of the county's homes are lived in by their owners and 17% are rented. Unemployment in Luce County was 5.8% in August 2026, and the county had 8.2% more jobs in 2025 than the year before. The most people in Luce County work in schools and health care, then government.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. McMillan is a small town in Luce County, in Michigan's Upper Peninsula, where most homes are lived in by their owners rather than rented, more so than across the country. Residents tend to be older than the national average, and incomes here run lower than across the country. Winters are colder than in most of the country, while summers are mild and warm, and the area gets a good deal of rain and melted snow over the year.
Work. Many residents work in schools, hospitals and social care, in government, in manufacturing, or in shops. Jobs in Luce County grew over the past year, and unemployment is lower than it was a year earlier. Few adults hold a college degree compared with most of the country, and commutes are short and few people work from home.
Things to do. Manistique Lake is a lake a short drive away, and Fox River, a river, is also close by. For a longer outing, Tahquamenon Falls, a well-known waterfall, is a longer drive away, and the Seney National Wildlife Refuge, a protected area, is also a longer drive away.
Report a mistake
- 2,455households
- 44.6median age
- 17%of adults have a degree
- 17%below the poverty line
- 18 mintypical commute
- 8%work from home
What people in Luce County work in
Employed residents by industry, from the Census survey. Luce County had 1,932 jobs in 2025, 8.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 10°; warmest in July, with highs near 77° and lows near 55°. About 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Newberry Correctional Facility weather station, 12 miles away (NOAA).
Largest workplaces in Luce County
- Helen Newberry JOY HospitalCritical access hospital150FTE
- Louisiana-Pacific NewberryOsb manufacturing119
- Tahquamenon Area SchoolsSchool district64FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 119 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
FEMA rates every natural hazard here relatively low or very low.
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Luce County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Luce County.
McMillan home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- McMillan$186,863
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 7 McMillan listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- McMillan13.78%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- McMillan22
New listings per month
Sellers arriving at the market.
- McMillan7
Zip codes with a McMillan address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls McMillan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.