States · Kentucky · Graves County

Melber, Kentucky.

Typical home $219,800 (+1.8% in a year). Mayfield, KY metro.

What it costs per month · Melber $1,154/mo

to buy the typical home at today's mortgage rate — +$711 (+161%) since Jan 2020.

What the home itself did
1 year
Up $3,910 +2%
$215,890$219,800 since Sep 2025
5 years
Up $66,080 +43%
$153,720$219,800 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Melber $1,154 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Melber$1,154
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Melber, KY rose 1.8% over the past year — faster than the nation's +1.2%.

Living in Melber, Graves County, Kentucky

The Census does not count Melber on its own, so the figures here are Graves County's. Half the county's households earn more than $50,772 a year and half less; 20% of the county's people live below the poverty line. 76% of the county's homes are lived in by their owners and 24% are rented. Unemployment in Graves County was 3.8% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Graves County work in schools and health care, then manufacturing.

People 37,000 about, in Graves County: the Census does not count Melber on its own
Household income $50,772 the median in Graves County, give or take $3,209
Unemployment 3.8% Graves County, August 2026; 3.9% a year before
Homes 76% lived in by their owners; 24% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Melber is a small town in Graves County, in the far western part of Kentucky, where the land is mostly flat farmland and wooded stretches. The county's residents live close to one another, and the town sits in a region known for its rivers and lakes. Most homes in the county are lived in by their owners, and the typical home value is modest compared with much of the country.

Work. Many residents work in schools, hospitals and social care, or in manufacturing, shops and the building trades. Unemployment in the county has eased a little over the past year, and the number of jobs has held steady. Fewer adults hold a four-year degree than the national average, and most people drive to work, with commutes that are fairly short. Working from home is uncommon here.

Things to do. Kentucky Lake, a reservoir, is a longer drive away and suits anyone who enjoys the water. Wickliffe Mounds, an archaeological site, and Columbus-Belmont State Park, a museum, are also a longer drive away and offer a look at the area's long history. Winters are cold and summers are hot, with light snowfall and plenty of rain across the year.

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  • 14,139households
  • 40.4median age
  • 18%of adults have a degree
  • 20%below the poverty line
  • 21 mintypical commute
  • 7%work from home

What people in Graves County work in

  • Schools, hospitals and social care21%
  • Manufacturing15%
  • Shops (retail)13%
  • Building trades13%
  • Professional and business services8%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Graves County had 11,949 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 45° and 27°; warmest in July, 90° and 69° 20° 40° 60° 80° J 45° 27° F M A M J J 90° 69° A S O N D
Average daily high and low for each month: coldest in January, 45° and 27°; warmest in July, 90° and 69° 20° 40° 60° 80° J 45° 27° F M A M J J 90° 69° A S O N D

Coldest in January, with highs near 45° and lows near 27°; warmest in July, with highs near 90° and lows near 69°. About 9 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Paducah weather station, 10 miles away (NOAA).

Largest workplaces in Graves County

  1. PilgrimsChickens, processing, fresh, frozen, canned, or cooked1,138
  2. Graves County SchoolsSchool district625FTE
  3. Jackson Purchase Medical CenterGeneral hospital463FTE
  4. Mayfield Consumer ProductsCandles manufacturing350
  5. WalmartWarehouse clubs and supercenters340
  6. Mayfield Independent SchoolsSchool district316FTE
  7. Progress RailRailroad rolling stock manufacturing312
  8. Lowe's Companies, INCHomecenter109

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 36 workplaces with 20 or more staff, 4,049 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Strong windRelatively high
  3. EarthquakesRelatively moderate
  4. DroughtRelatively moderate
  5. Winter weatherRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Graves County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Graves County and the Mayfield, KY metro.

Melber home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Melber $219,800 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Melber$219,800
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Melber address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Melber — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Melber