Melrose, New York.
. Albany-Schenectady-Troy, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Melrose, Rensselaer County, New York
The Census does not count Melrose on its own, so the figures here are Rensselaer County's. Half the county's households earn more than $87,915 a year and half less; 12% of the county's people live below the poverty line. 65% of the county's homes are lived in by their owners and 35% are rented. Unemployment in Rensselaer County was 3.9% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most people in Rensselaer County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Melrose is a town in Rensselaer County, New York, and the figures here describe the county as a whole. Winters are cold, with the coldest weather in January, while summers are warm, peaking in July. Rain and melted snow fall fairly steadily through the year, so the seasons are clearly marked.
Work. Across the county, people work mainly in schools, hospitals and social care, professional and business services, government, and manufacturing. A good share of adults hold a four-year degree, and most homes are lived in by their owners rather than rented. The county's job market has been fairly steady lately, with little change in jobs or unemployment over the past year, and most residents travel out to a workplace rather than working from home.
Things to do. Tomhannock Reservoir lies in or beside the town, so it is the easiest outing to reach. Cohoes Falls, a waterfall, is a short drive away, and the Clark Art Institute, a museum, is a longer drive.
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- 66,686households
- 40.1median age
- 38%of adults have a degree
- 12%below the poverty line
- 24 mintypical commute
- 14%work from home
What people in Rensselaer County work in
Employed residents by industry, from the Census survey. Rensselaer County had 56,312 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 17°; warmest in July, with highs near 86° and lows near 64°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Troy L&d weather station, 8 miles away (NOAA).
Largest workplaces in Rensselaer County
- Regeneron - Industrial Operations and Product Supply (IOPS)Culture media manufacturing5,100
- Rensselaer Polytechnic InstituteUniversity or college1,800
- Samaritan HospitalGeneral hospital1,753FTE
- AmazonGeneral warehousing and storage926
- OCFS Home OfficeChild and youth services907
- Hudson Valley Community CollegeTwo-year college889
- East Greenbush Central School DistrictSchool district766FTE
- Troy City School DistrictSchool district703FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 97 workplaces with 20 or more staff, 18,147 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- Inland floodingRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Rensselaer County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rensselaer County and the Albany-Schenectady-Troy, NY metro.
Melrose home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Melrose5
Zip codes with a Melrose address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Melrose — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.