Memphis, Michigan.
Typical home $330,216 (+6.8% in a year). Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$938 (+118%) since Jan 2020.
- 1 year
- Up $20,913 +7%
- $309,303$330,216 since Sep 2025
- 5 years
- Up $66,614 +25%
- $263,602$330,216 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Memphis$1,733
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Memphis, MI rose 6.8% over the past year — faster than the nation's +1.2%.
Living in Memphis, St. Clair County, Michigan
Memphis is a city of 1,084 people in St. Clair County. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in St. Clair County was 5.3% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Memphis is a small city in St. Clair County, and most of its homes are lived in by their owners. A typical home here is valued well above what the county's median household income would comfortably cover, and a good share of residents live below the poverty line. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in professional and business services, and in the building trades. Across St. Clair County, some of the largest workplaces are McLaren Port Huron, the Port Huron Area School District and US Farathane. Fewer adults here hold a four-year degree than in many places, commutes tend to be long, and very few people work from home. Unemployment across the county is higher than a year ago, and the county has fewer jobs than it did the year before.
Things to do. The St. Clair River, one of the best known waterways in the area, is a longer drive away, as is Fort Gratiot, a historic fort. The Thomas Edison Depot Museum is also a longer drive away, and Algonac State Park, a protected area, is another longer trip for time outdoors. Most outings from Memphis mean getting in the car.
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- 490households
- 15%of adults have a degree
- 25%below the poverty line
- 38 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Clair County had 41,734 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 83° and lows near 62°. About 47 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Richmond Nnw weather station, 2 miles away (NOAA).
Largest workplaces in St. Clair County
- Mclaren Port HuronGeneral hospital956FTE
- Port Huron Area School DistrictSchool district884FTE
- Anchor Bay School DistrictSchool district641FTE
- US FarathaneDoors and door frames, plastics, manufacturing549
- East China School DistrictSchool district518FTE
- St. Clair County RESA SchoolsSchool district515FTE
- Magna Electric Vehicle StructuresFuel pumps, electric, automotive, truck, and bus, manufacturing465
- Alta Gas SEMCO EnergyDistribution of natural gas424
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 119 workplaces with 20 or more staff, 13,477 people in all across the county; Memphis has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- TornadoesRelatively high
- Ice stormsRelatively moderate
- Strong windrelatively high in parts of MemphisRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Memphis’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Clair County and the Detroit-Warren-Dearborn, MI metro.
Memphis home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Memphis$330,216
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Memphis8
Zip codes with a Memphis address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Memphis — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.