Miami, Arizona.
Typical home $132,190 (-7.0% in a year). Phoenix-Mesa-Chandler, AZ metro.
to buy the typical home at today's mortgage rate — +$181 (+35%) since Jan 2020.
- 1 year
- Down $9,974 -7%
- $142,165$132,190 since Sep 2025
- 5 years
- Down $33,375 -20%
- $165,565$132,190 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Miami$694
- Arizona$2,187
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Miami, AZ fell 7.0% over the past year — slower than the nation's +1.2%.
Living in Miami, Pinal County, Arizona
Miami is a town of 1,541 people in Pinal County. Unemployment in Pinal County was 5.7% in August 2026, and the county had 2.9% more jobs in 2025 than the year before. The most people in Pinal County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Miami is a small town in Pinal County, with a population that makes it a place where people are likely to know one another. Homes here cost far less than the typical home across much of the country. Winters are mild and summers are hot, with very little snow and modest rainfall through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and manufacturing. Fewer adults here hold a four-year degree than is typical across the country, and most people have a short drive to work, with only a small number working from home. Across Pinal County, the largest workplaces include Lucid Motors AMP1, which builds electric vehicles, and the Florence Unified School District.
Things to do. A short drive away, Besh-Ba-Gowah is an archaeological site, and the Elks Building is a theatre. A longer drive brings you to Theodore Roosevelt Lake, a reservoir, and to Boyce Thompson Arboretum, a botanical garden. Tonto National Monument, another archaeological site, is also a longer drive from town.
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- 549households
- 18%of adults have a degree
- 18 mintypical commute
- 7%work from home
What people in Pinal County work in
Employed residents by industry, from the Census survey. Pinal County had 79,977 jobs in 2025, 2.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 61° and lows near 35°; warmest in July, with highs near 100° and lows near 72°. About 17 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Miami weather station, under a mile away (NOAA).
Largest workplaces in Pinal County
- Lucid Motors AMP1Automobile manufacturing of electric vehicles3,711
- Florence Unified School District (4437)School district1,235FTE
- Arizona Department of CorrectionsCorrectional institutions1,117
- Maricopa Unified School District (4441)School district1,075FTE
- Pinal CountySheriffs' offices1,053
- Casa Grande Elementary District (4446)School district912FTE
- WalmartRefrigerated warehousing and storage888
- CaesarsCasino840
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 182 workplaces with 20 or more staff, 26,046 people in all across the county; Miami has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- LightningVery high
- WildfireRelatively high
- Heat wavesRelatively high
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Miami’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pinal County and the Phoenix-Mesa-Chandler, AZ metro.
Miami home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Miami$132,190
- Arizona$416,733
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 9 Miami listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Miami20
New listings per month
Sellers arriving at the market.
- Miami4
Zip codes with a Miami address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Miami — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Miami
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 85539 | Miami | 3,386 | — | $135,095 |
| 85137 | Kearny | 2,406 | — | $159,260 |