States · Connecticut · New Haven County

Middlebury, Connecticut.

Typical home $548,085 (+1.6% in a year). New Haven-Milford, CT metro.

What it costs per month · Middlebury $2,877/mo

to buy the typical home at today's mortgage rate — +$1,677 (+140%) since Jan 2020.

What the home itself did
1 year
Up $8,535 +2%
$539,550$548,085 since Sep 2025
5 years
Up $149,696 +38%
$398,389$548,085 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Middlebury $2,877 Connecticut $2,348 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Middlebury$2,877
  • Connecticut$2,348
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Middlebury, CT rose 1.6% over the past year — faster than the nation's +1.2%.

Living in Middlebury, Connecticut

Middlebury is a town in . Half its households earn more than $133,487 a year and half less; 6% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. The most residents work in schools and health care, then manufacturing.

People The Census does not count Middlebury on its own.
Household income $133,487 the median, give or take $26,311
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Middlebury is a town in western Connecticut where most homes are lived in by their owners, far more than rent them. Its residents are older on average than the country as a whole, and household incomes are well above the national typical. Few people here live below the poverty line, and the town has a large share of adults with a college degree. Winters are colder than in most of the country, summers are warm, and rain and melted snow add up to a wet year.

Work. Many residents work in schools, hospitals and social care, which is the leading field of work here. Manufacturing, retail shops, and professional and business services also employ a good number of people. A smaller share of residents work from home than in many places, so most people travel out for their jobs.

Things to do. Quassy Amusement Park is an amusement park in or beside town, so it is one of the easiest outings to reach. Southford Falls State Park, a protected area a short drive away, offers a quieter setting for walks and time outdoors. For a museum visit, the Yale University Art Gallery is a longer drive away.

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  • 2,969households
  • 44.4median age
  • 53%of adults have a degree
  • 6%below the poverty line
  • 25 mintypical commute
  • 15%work from home

What residents work in

  • Schools, hospitals and social care35%
  • Manufacturing10%
  • Shops (retail)9%
  • Professional and business services8%
  • Banks, insurance and property7%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey.

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 82° and 63° 20° 40° 60° 80° J 36° 18° F M A M J J 82° 63° A S O N D
Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 82° and 63° 20° 40° 60° 80° J 36° 18° F M A M J J 82° 63° A S O N D

Coldest in January, with highs near 36° and lows near 18°; warmest in July, with highs near 82° and lows near 63°. About 52 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ansonia Northeast weather station, 12 miles away (NOAA).

Natural hazards

  1. Inland floodingRelatively high
  2. HurricanesRelatively high
  3. Ice stormsRelatively high
  4. Strong windRelatively high
  5. Winter weatherRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across its planning region, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on and the New Haven-Milford, CT metro.

Middlebury home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Middlebury $548,085 Connecticut $447,319 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Middlebury$548,085
  • Connecticut$447,319
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Middlebury listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Middlebury 19.27% United States 26.90%
15% 20% 25% 2026
  • Middlebury19.27%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Middlebury 34
25 50 75 100 2018 2022 2026
  • Middlebury34

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Middlebury 14
5 8 10 12 2026
  • Middlebury14

Zip codes with a Middlebury address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Middlebury — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Middlebury