Millville, New Jersey.
Typical home $256,420 (+1.7% in a year), asking rent $1,614 (+1.8%). Vineland-Bridgeton, NJ metro.
to buy the typical home at today's mortgage rate — +$839 (+166%) since Jan 2020.
- 1 year
- Up $4,175 +2%
- $252,245$256,420 since Sep 2025
- 5 years
- Up $72,716 +40%
- $183,704$256,420 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Millville$1,346
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Millville, NJ rose 1.7% over the past year — faster than the nation's +1.2%.
Asking rents in Millville, NJ rose 1.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Millville runs $493/mo more than renting one. The gap peaked at $495 in Jan 2025.
That is $2,108 a month against $1,614 rent: a $1,346 mortgage payment, plus $488 property tax and $275 insurance & upkeep.
Owning vs renting — Millville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,108
- Renting$1,614
- Mortgage only$1,346
Property tax · $488/mo 2.28% of value a year — the ACS 2020-2024 median bill over the median home value for Cumberland County, NJ
Insurance & upkeep · $275/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Millville, Cumberland County, New Jersey
Millville is a city of 27,491 people in Cumberland County. Half its households earn more than $70,275 a year and half less, against $67,436 across Cumberland County; 12% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Millville was 8.3% in August 2026, and Cumberland County had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Millville is a city in Cumberland County, home to a good many homeowners; most homes are lived in by their owners. Household incomes run a little above the county's, though a fair number of residents live below the poverty line, and a four-year degree is held by fewer adults than in much of the country. The typical commute is a short one, and winters are cold, with summers that turn warm and a steady amount of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, shops, and transport, warehouses and utilities. The Millville School District is the largest workplace in town, followed by Walmart and Target. Unemployment is lower than it was a year earlier, and across Cumberland County there are slightly more jobs than there were the year before.
Things to do. New Jersey Motorsports Park, a race track, and the Levoy Theatre are in or beside town. A short drive away, Parvin State Park is a protected area for time outdoors, and the Captain Edward Compton House is a museum. Farther afield, the Pine Barrens and the Maurice River are a longer drive away.
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- 11,845households
- 20%of adults have a degree
- 12%below the poverty line
- 25 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Cumberland County had 60,344 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 24°; warmest in July, with highs near 86° and lows near 66°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Millville Municipal Airport weather station, 2 miles away (NOAA).
Largest workplaces in Millville
- Millville School DistrictSchool district1,105FTE
- WalmartDiscount department stores201
- TargetDiscount department stores166
- Amcor Rigid PackagingSeptic tanks, plastics or fiberglass, manufacturing140
- Cumberland County GuidanceMental health140
- Nipro GroupGlass packaging containers manufacturing135
- Lowe's Companies, INCHomecenter128
- DWK Life Sciences, LLC MillvillePrivate warehousing and storage, general merchandise127
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 2,362 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- HurricanesRelatively moderate
- Cold wavesrelatively high in parts of MillvilleRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Millville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cumberland County and the Vineland-Bridgeton, NJ metro.
Millville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Millville$256,420
- New Jersey$575,123
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Millville listings, and the typical home goes pending in 25 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Millville29.81%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Millville25
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Millville132
New listings per month
Sellers arriving at the market.
- Millville41
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Millville$239,548
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Millville99.48%
Zip codes with a Millville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Millville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.