Milton, Kentucky.
Typical home $229,368 (+1.5% in a year).
to buy the typical home at today's mortgage rate — +$656 (+120%) since Jan 2020.
- 1 year
- Up $3,379 +1%
- $225,989$229,368 since Sep 2025
- 5 years
- Up $43,596 +23%
- $185,773$229,368 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Milton$1,204
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Milton, KY rose 1.5% over the past year — faster than the nation's +1.2%.
Living in Milton, Trimble County, Kentucky
Milton is a city of 590 people in Trimble County. Unemployment in Trimble County was 3.8% in August 2026, and the county had 4.7% fewer jobs in 2025 than the year before. The most people in Trimble County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Milton is a very small city on the Kentucky side of the Ohio River, in Trimble County. Homes here are typically valued well below what many older homeowners elsewhere in the country would expect, and the share of people living below the poverty line is low. Winters are cold, with January the coldest month, and snow falls on a modest number of days through the season. Summers are warm, July is the hottest month, and rain and melted snow add up to a fairly wet year.
Work. Many residents work in manufacturing, in schools, hospitals and social care, in transport, warehouses and utilities, or in the building trades. Across Trimble County, some of the largest workplaces are LG&E, Trimble County Schools and CertainTeed Gypsum Manufacturing. Fewer adults here hold a four-year degree than in much of the country, and the typical commute is a fairly long one. Unemployment across the county has held about level over the past year, though the county has fewer jobs than it did a year earlier.
Things to do. In or beside town, Clifty Falls State Park has a waterfall, and the Lanier Mansion is a museum. A short drive away, Fremont Falls is another waterfall, and the Little Kentucky River is good for time by the water. For a longer outing, Hardy Lake and Clark State Forest are both a longer drive away.
Report a mistake
- 18%of adults have a degree
- 7%below the poverty line
- 29 mintypical commute
What people in Trimble County work in
Employed residents by industry, from the Census survey. Trimble County had 1,022 jobs in 2025, 4.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 24°; warmest in July, with highs near 88° and lows near 66°. About 12 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Madison Sewage Plt weather station, a mile away (NOAA).
Largest workplaces in Trimble County
- LG&EElectric power generation, fossil fuel175
- Trimble County SchoolsSchool district161FTE
- CertainTeed Gypsum Manufacturing Inc Carrollton KentuckyGypsum building products manufacturing126
- Bedford Springs Health and RehabHomes for the elderly with nursing care50
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 351 people in all across the county; Milton has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- Ice stormsRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Milton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Trimble County.
Milton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Milton$229,368
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Milton17
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Milton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Milton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.