States · New York · Ulster County

Milton, New York.

Typical home $477,413 (+3.7% in a year). Kingston, NY metro.

What it costs per month · Milton $2,506/mo

to buy the typical home at today's mortgage rate — +$1,572 (+168%) since Jan 2020.

What the home itself did
1 year
Up $16,961 +4%
$460,452$477,413 since Sep 2025
5 years
Up $128,621 +37%
$348,791$477,413 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Milton $2,506 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Milton$2,506
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Milton, NY rose 3.7% over the past year — faster than the nation's +1.2%.

Living in Milton, Ulster County, New York

The Census does not count Milton on its own, so the figures here are Ulster County's. Half the county's households earn more than $86,271 a year and half less; 15% of the county's people live below the poverty line. 70% of the county's homes are lived in by their owners and 30% are rented. Unemployment in Ulster County was 4.1% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Ulster County work in schools and health care, then professional services.

People 183,000 about, in Ulster County: the Census does not count Milton on its own
Household income $86,271 the median in Ulster County, give or take $2,871
Unemployment 4.1% Ulster County, August 2026; 4.0% a year before
Homes 70% lived in by their owners; 30% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Milton is a town in Ulster County, New York, in the Hudson Valley. Across the county, most homes are lived in by their owners, and the typical resident is in middle age. A meaningful share of households have incomes below the county's typical level, and many adults hold a four-year degree. Winters are cold, summers are warm, and rain and melted snow arrive in fairly generous amounts through the year.

Work. Many residents work in schools, hospitals and social care, or in professional and business services, while others work in shops, restaurants, hotels and entertainment. Across Ulster County, jobs grew slightly over the past year, and unemployment has stayed close to where it was a year earlier. Many residents work from home, and typical commutes are modest drives for most people.

Things to do. The Franklin D. Roosevelt Presidential Library and Museum, one of the best known presidential libraries, is a short drive away. The Vanderbilt Mansion National Historic Site, a protected area, is also a short drive away. For art, Dia Beacon, a museum, is a longer drive away.

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  • 74,278households
  • 44.1median age
  • 38%of adults have a degree
  • 15%below the poverty line
  • 28 mintypical commute
  • 18%work from home

What people in Ulster County work in

  • Schools, hospitals and social care29%
  • Professional and business services12%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment9%
  • Building trades7%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Ulster County had 60,554 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 85° and 62° 20° 40° 60° 80° J 36° 18° F M A M J J 85° 62° A S O N D
Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 85° and 62° 20° 40° 60° 80° J 36° 18° F M A M J J 85° 62° A S O N D

Coldest in January, with highs near 36° and lows near 18°; warmest in July, with highs near 85° and lows near 62°. About 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Poughkeepsie Dutchess County Airport weather station, 6 miles away (NOAA).

Largest workplaces in Ulster County

  1. State University of New York at New PaltzUniversity or college1,315
  2. Kingston City School DistrictSchool district1,145FTE
  3. Healthalliance Hospital Marys AVEGeneral hospital755FTE
  4. Smiley BrothersAlpine skiing facilities with accommodations670
  5. Wallkill Central School DistrictSchool district442FTE
  6. Saugerties Central School DistrictSchool district415FTE
  7. New Paltz Central School DistrictSchool district395FTE
  8. Rondout Valley Central School DistrictSchool district393FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 105 workplaces with 20 or more staff, 10,598 people in all. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. LightningRelatively high
  3. LandslidesRelatively moderate
  4. Inland floodingRelatively moderate
  5. TornadoesRelatively moderate
  6. HurricanesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Ulster County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ulster County and the Kingston, NY metro.

Milton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Milton $477,413 New York $524,942 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • Milton$477,413
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 2026 Milton 10
5 8 10 2026
  • Milton10

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Milton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Milton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Milton