Minerva, New York.
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to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Minerva, Essex County, New York
Minerva is a town of 773 people in Essex County. Half its households earn more than $67,303 a year and half less, against $71,661 across Essex County; 9% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Essex County was 3.3% in August 2026, and the county had 3.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Minerva is a small Adirondack town where nearly everyone owns the home they live in, far more than across the county. Household incomes run somewhat below the county's, and a smaller share of adults hold a four-year degree than in many towns. Winters are long, cold and very snowy, with January the coldest month, while July brings mild, comfortable warmth.
Work. Residents work mostly in schools, hospitals and social care, followed by restaurants, hotels and entertainment, the building trades and shops. Some people work from home. Across Essex County, some of the largest workplaces are Elizabethtown Community Hospital, the Sylvamo-Ticonderoga Mill and Northline Utilities.
Things to do. Vanderwhacker Mountain Wild Forest and Blue Mountain Wild Forest are protected areas a short drive away, and the Boreas River is also close by. Adirondack Park, the large protected area that surrounds the town, and Blue Mountain Lake are a longer drive away.
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- 417households
- 28%of adults have a degree
- 9%below the poverty line
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Essex County had 15,228 jobs in 2025, 3.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 26° and lows near 4°; warmest in July, with highs near 77° and lows near 53°. About 105 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Newcomb weather station, 10 miles away (NOAA).
Largest workplaces in Essex County
- Sylvamo-Ticonderoga MillPaper products made in paper mills635
- Northline UtilitiesTransmission and distribution line construction467
- Elizabethtown Community HospitalCritical access hospital250FTE
- WalmartWarehouse clubs and supercenters201
- Old Military Road Operating CompanyNursing homes168
- The CottageHotels, resort, without casinos158
- Lake Placid Central School DistrictSchool district155FTE
- Ticonderoga Central School DistrictSchool district155FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 2,676 people in all across the county; Minerva has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively high
- AvalanchesRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Ice stormsRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Essex County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Essex County.
Minerva home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Minerva6
Zip codes with a Minerva address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Minerva — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.