States · Wisconsin · Oneida County

Minocqua, Wisconsin.

Typical home $423,189 (+6.7% in a year).

What it costs per month · Minocqua $2,221/mo

to buy the typical home at today's mortgage rate — +$1,223 (+122%) since Jan 2020.

What the home itself did
1 year
Up $26,435 +7%
$396,754$423,189 since Sep 2025
5 years
Up $93,698 +28%
$329,491$423,189 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Minocqua $2,221 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Minocqua$2,221
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Minocqua, WI rose 6.7% over the past year — faster than the nation's +1.2%.

Living in Minocqua, Oneida County, Wisconsin

Minocqua, in Oneida County, had 411 people in the 2020 census. Unemployment in Oneida County was 3.1% in August 2026, and the county had 3.8% more jobs in 2025 than the year before. The most people in Oneida County work in schools and health care, then shops.

People 411 in the 2020 census
Household income Too few homes in Minocqua for the Census survey to measure.
Unemployment 3.1% Oneida County, August 2026; 2.7% a year before
Homes Too few homes in Minocqua for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Minocqua is a small northern Wisconsin community, and the town's own population is quite small, with water close by on several sides. Winters here are long and cold, with January the coldest month and snow that piles up deeply over the season. Summers are mild and comfortable, with July the warmest month.

Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing, and in restaurants, hotels and entertainment. Across Oneida County, some of the largest workplaces are Aspirus Rhinelander Hospital, Marshfield Medical Center-Minocqua and the Rhinelander School District. Getting to work takes very little time for most people, and almost no one works from home.

Things to do. Water is the main draw, and Patricia Lake, Kawaguesaga Lake and Lake Minocqua are all in or beside town. Finnerud Forest Scientific Area, a protected area, is also in or beside town, and Wind Pudding Lake State Natural Area is a short drive away for quieter walks.

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  • 9 mintypical commute
  • 0%work from home

What people in Oneida County work in

  • Schools, hospitals and social care21%
  • Shops (retail)15%
  • Manufacturing13%
  • Restaurants, hotels and entertainment9%
  • Professional and business services9%
  • Building trades8%

Employed residents by industry, from the Census survey. Oneida County had 17,262 jobs in 2025, 3.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 20° and 1°; warmest in July, 77° and 54° 0° 20° 40° 60° 80° J 20° 1° F M A M J J 77° 54° A S O N D
Average daily high and low for each month: coldest in January, 20° and 1°; warmest in July, 77° and 54° 0° 20° 40° 60° 80° J 20° 1° F M A M J J 77° 54° A S O N D

Coldest in January, with highs near 20° and lows near 1°; warmest in July, with highs near 77° and lows near 54°. About 99 inches of snow and 34 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Minocqua weather station, 2 miles away (NOAA).

Largest workplaces in Oneida County

  1. Ahlstrom Coated ProductsGroundwood paper, coated, made from purchased paper428
  2. WalmartWarehouse clubs and supercenters406
  3. Rhinelander School DistrictSchool district385FTE
  4. Aspirus Rhinelander HospitalGeneral hospital329FTE
  5. Marshfield Medical Center-minocquaGeneral hospital272FTE
  6. WalmartWarehouse clubs and supercenters251
  7. Nicolet Area Technical CollegeTwo-year college217
  8. PrintpackFilm, plastics, packaging, manufacturing215

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 48 workplaces with 20 or more staff, 5,030 people in all across the county; Minocqua has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. Winter weatherRelatively moderate
  3. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Oneida County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oneida County.

Minocqua home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Minocqua $423,189 Wisconsin $337,196 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Minocqua$423,189
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $2,605/yr median bill inside Minocqua, effective 0.53% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Minocqua listings, and the typical home goes pending in 21 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2022 2023 2024 2025 2026 Minocqua 29.31% United States 26.90%
10% 20% 30% 2022 2024 2026
  • Minocqua29.31%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 200 2018 2019 2020 2021 2022 2023 2024 2025 2026 Minocqua 53
50 100 150 200 2018 2022 2026
  • Minocqua53

New listings per month

Sellers arriving at the market.

5 10 15 20 2026 Minocqua 12
5 10 15 20 2026
  • Minocqua12

Median sale price

What buyers actually paid — closed sales, not asking prices.

$320,000 $340,000 $360,000 2026 Minocqua $362,731 United States $371,553
$320,000 $340,000 $360,000 2026
  • Minocqua$362,731
  • United States$371,553

Zip codes with a Minocqua address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Minocqua — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Minocqua