Mode, Illinois.
Typical home $234,336 (+2.2% in a year).
to buy the typical home at today's mortgage rate — +$75 (+7%) since Jan 2024.
- 1 year
- Up $5,134 +2%
- $229,202$234,336 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mode$1,230
- Illinois$1,553
- United States$1,922
Typical home values in Mode, IL rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Mode, Shelby County, Illinois
The Census does not count Mode on its own, so the figures here are Shelby County's. Half the county's households earn more than $72,095 a year and half less; 9% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Shelby County was 3.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Shelby County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mode is a small community in Shelby County, in central Illinois, where most homes are lived in by their owners. The county's residents tend to be older than the country as a whole. Winters are colder than in most of the country, summers are hot, and the area gets a good deal of rain and melted snow over the year.
Work. Many residents work in schools, hospitals and social care, in manufacturing, in retail shops, or in professional and business services. Jobs in the county grew over the latest year, and unemployment has eased. Fewer adults hold a four-year degree than in many parts of the country, and few people work from home.
Things to do. Hidden Springs State Forest, a protected area a short drive away, is the closest place to walk among trees. Lake Shelbyville, a reservoir a longer drive away, is a place for boating and fishing. Kitchell Park, another protected area a longer drive away, offers a quieter outing.
Report a mistake
- 8,918households
- 45.3median age
- 18%of adults have a degree
- 9%below the poverty line
- 21 mintypical commute
- 6%work from home
What people in Shelby County work in
Employed residents by industry, from the Census survey. Shelby County had 4,919 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 86° and lows near 67°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Shelbyville Dam weather station, 9 miles away (NOAA).
Largest workplaces in Shelby County
- Graphic Packaging InternationalPaper and paperboard866
- WalmartWarehouse clubs and supercenters199
- Shelbyville CUSD 4School district192FTE
- Shelby CountyGeneral services departments, government125
- P&H MFGSemi-trailer manufacturing110
- Manor Court of ShelbyvilleSkilled nursing facilities104
- Hshs Good Shepherd HospitalCritical access hospital69FTE
- Cowden-Herrick CUSD 3ASchool district67FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,693 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- Cold wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Shelby County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shelby County.
Mode home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mode$234,336
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Mode address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mode — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.