Monaca, Pennsylvania.
Typical home $219,595 (+4.9% in a year), asking rent $1,551 . Pittsburgh, PA metro.
to buy the typical home at today's mortgage rate — +$598 (+108%) since Jan 2020.
- 1 year
- Up $10,228 +5%
- $209,367$219,595 since Sep 2025
- 5 years
- Up $41,678 +23%
- $177,917$219,595 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monaca$1,153
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Monaca, PA rose 4.9% over the past year — faster than the nation's +1.2%.
Living in Monaca, Beaver County, Pennsylvania
Monaca is a borough of 5,625 people in Beaver County. Half its households earn more than $73,538 a year and half less, against $71,089 across Beaver County; 10% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Beaver County was 4.3% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monaca is a small borough on the Beaver River, a town where most homes are lived in by their owners. Incomes run a little above the county's, and the typical household is somewhere in middle age. A four-year degree is held by a minority of adults, and winters are cold and snowy while summers turn warm, with a fair amount of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, with shops, manufacturing, and professional and business services also employing a good share. Among the largest workplaces in Monaca are Allegheny Technologies Inc. (ATI), a steel maker, and Beaver Valley Alloy Foundry Company, which makes steel castings. Commutes are fairly long, and some people work from home.
Things to do. The Beaver River runs in or beside town, and Fort McIntosh, an archaeological site, is also in or beside town. A longer drive brings you to places such as the stadium at Acrisure Stadium and PNC Park, and to museums like the Carnegie Museum of Natural History and the Andy Warhol Museum.
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- 2,336households
- 26%of adults have a degree
- 10%below the poverty line
- 32 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Beaver County had 48,541 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 83° and lows near 61°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Beaver Falls Northeast weather station, 6 miles away (NOAA).
Largest workplaces in Monaca
- Allegheny Technologies Inc. (ATI)Balls, steel, made in iron and steel mills101
- Tuma Lawn Service & LandscapingLandscaping services41
- JDK EnterprisesFire and flood restoration, single-family housing, general contractors22
- Beaver Valley Alloy Foundry CompanyCastings, steel, unfinished, manufacturing21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 185 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monaca’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Beaver County and the Pittsburgh, PA metro.
Monaca home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monaca$219,595
- Pennsylvania$287,078
- United States$366,157
Sellers are cutting prices on about 1 in 3 Monaca listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Monaca31.88%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monaca53
New listings per month
Sellers arriving at the market.
- Monaca17
Zip codes with a Monaca address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monaca — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.