Monarch, Montana.
Typical home $340,034 (+0.0% in a year). Great Falls, MT metro.
to buy the typical home at today's mortgage rate — +$1,115 (+166%) since Jan 2020.
- 1 year
- Up $77 +0%
- $339,957$340,034 since Sep 2025
- 5 years
- Up $103,512 +44%
- $236,522$340,034 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monarch$1,785
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Monarch, MT rose 0.0% over the past year — slower than the nation's +1.2%.
Living in Monarch, Cascade County, Montana
Monarch, in Cascade County, had 26 people in the 2020 census. Unemployment in Cascade County was 3.3% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Cascade County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monarch is a small community in Cascade County, Montana, where the population is so modest that neighbors tend to know one another. It sits in the central part of the state, and its character is that of a quiet, close-knit place rather than a busy town. The winters are colder than in most of the country, while the summers are warm.
Work. Many residents work in schools, hospitals and social care, or in shops and retail. Others find work in restaurants, hotels and entertainment, or in the building trades. Local jobs in these fields make up much of the town's working life.
Things to do. Sluice Boxes State Park is a protected area a short drive away, and Lewis and Clark National Forest, another protected area, is a longer drive off. Showdown Ski Area, a ski area, is also a longer drive away for those who enjoy winter sports.
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What people in Cascade County work in
Employed residents by industry, from the Census survey. Cascade County had 36,192 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 37° and lows near 16°; warmest in August, with highs near 81° and lows near 47°.
Average daily high and low, 1991–2020, at the Neihart Nnw weather station, 5 miles away (NOAA).
Largest workplaces in Cascade County
- Benefis HospitalsGeneral hospital2,511FTE
- Great Falls Elem SchoolsSchool district925FTE
- Great Falls H S SchoolsSchool district393FTE
- Great Falls Clinic Medical CenterGeneral hospital379FTE
- WalmartWarehouse clubs and supercenters351
- WalmartWarehouse clubs and supercenters348
- University of ProvidenceUniversity or college197
- Sletten Construction CompanyCommercial building construction general contractors178
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 64 workplaces with 20 or more staff, 4,651 people in all across the county; Monarch has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- Inland floodingVery high
- WildfireRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monarch’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cascade County and the Great Falls, MT metro.
Monarch home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monarch$340,034
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monarch5
Zip codes with a Monarch address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monarch — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.