States · Pennsylvania · Washington County

Monongahela, Pennsylvania.

Typical home $152,133 (+0.0% in a year), asking rent $900 . Pittsburgh, PA metro.

What it costs per month · Monongahela $799/mo

to buy the typical home at today's mortgage rate — +$385 (+93%) since Jan 2020.

What the home itself did
1 year
Up $24 +0%
$152,110$152,133 since Sep 2025
5 years
Up $17,740 +13%
$134,393$152,133 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Monongahela $799 Pennsylvania $1,507 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Monongahela$799
  • Pennsylvania$1,507
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in Monongahela, PA rose 0.0% over the past year — slower than the nation's +1.2%.

Living in Monongahela, Washington County, Pennsylvania

Monongahela is a city of 4,159 people in Washington County. Half its households earn more than $59,861 a year and half less, against $78,958 across Washington County; 12% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Washington County was 3.8% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most residents work in shops, then schools and health care.

People 4,159 in the 2020 census
Household income $59,861 the median, give or take $6,897 · Washington County: $78,958
Unemployment 3.8% Washington County, August 2026; 4.9% a year before
Homes 69% lived in by their owners; 31% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Monongahela is a small city on the river it is named for, in Washington County, Pennsylvania. Most homes are lived in by their owners, and typical home values and rents sit at a level many households can manage. Incomes are lower than across the county as a whole, and a smaller share of adults hold a four-year degree than in much of the country. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Snowfall is modest, and rain and melted snow add up to a fair amount over the year.

Work. Residents work mainly in shops, in schools, hospitals and social care, in manufacturing and in the building trades. Among the largest workplaces in town are Eat'n Park Restaurants, Peoples Gas and ViaQuest Hospice. The county has been adding jobs, and unemployment there has eased compared with a year ago. The typical commute is a moderate one, and few people work from home.

Things to do. The Ohio River, the Allegheny River and the Monongahela River are all a longer drive away, and each offers a chance to be out beside the water. Also a longer drive away is the Carnegie Museum of Natural History, one of the better known museums in the region. These make for a day out rather than a quick errand.

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  • 1,931households
  • 23%of adults have a degree
  • 12%below the poverty line
  • 29 mintypical commute
  • 9%work from home

What residents work in

  • Shops (retail)24%
  • Schools, hospitals and social care16%
  • Manufacturing14%
  • Building trades9%
  • Restaurants, hotels and entertainment8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Washington County had 89,399 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 39° and 21°; warmest in July, 85° and 64° 20° 40° 60° 80° J 39° 21° F M A M J J 85° 64° A S O N D
Average daily high and low for each month: coldest in January, 39° and 21°; warmest in July, 85° and 64° 20° 40° 60° 80° J 39° 21° F M A M J J 85° 64° A S O N D

Coldest in January, with highs near 39° and lows near 21°; warmest in July, with highs near 85° and lows near 64°. About 10 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Charleroi Lock weather station, 3 miles away (NOAA).

Largest workplaces in Monongahela

  1. Eat'n Park RestaurantsFull service restaurant57
  2. Peoples GasDistribution of natural gas30
  3. MonongahelaMail and parcel delivery22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 109 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively high
  2. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monongahela’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County and the Pittsburgh, PA metro.

Monongahela home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Monongahela $152,133 Pennsylvania $287,078 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Monongahela$152,133
  • Pennsylvania$287,078
  • United States$366,157
Property tax, 2026 roll $2,418/yr median bill inside Monongahela, effective 1.32% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Monongahela listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 35% 2023 2024 2025 2026 Monongahela 28.25% United States 26.90%
20% 25% 30% 35% 2023 2024 2025 2026
  • Monongahela28.25%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Monongahela 44
20 30 40 2018 2022 2026
  • Monongahela44

New listings per month

Sellers arriving at the market.

5 8 10 12 2025 2026 Monongahela 12
5 8 10 12 2025 2026
  • Monongahela12

Zip codes with a Monongahela address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monongahela — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Monongahela