Monroe, Georgia.
Typical home $374,249 (+0.9% in a year), asking rent $1,777 (+2.6%). Atlanta-Sandy Springs-Alpharetta, GA metro.
to buy the typical home at today's mortgage rate — +$1,168 (+147%) since Jan 2020.
- 1 year
- Up $3,469 +1%
- $370,780$374,249 since Sep 2025
- 5 years
- Up $81,447 +28%
- $292,802$374,249 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monroe$1,964
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Monroe, GA rose 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Monroe, GA rose 2.6% over the past year — in step with the nation.
Owning the typical home in Monroe runs $823/mo more than renting one. The gap peaked at $973 in Oct 2023.
That is $2,600 a month against $1,777 rent: a $1,964 mortgage payment, plus $235 property tax and $401 insurance & upkeep.
Owning vs renting — Monroe
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,600
- Renting$1,777
- Mortgage only$1,964
Property tax · $235/mo 0.75% of value a year — the ACS 2020-2024 median bill over the median home value for Walton County, GA
Insurance & upkeep · $401/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Monroe, Walton County, Georgia
Monroe is a city of 14,928 people in Walton County. Half its households earn more than $44,656 a year and half less, against $84,945 across Walton County; 34% of its people live below the poverty line. 42% of its homes are lived in by their owners and 58% are rented. Unemployment in Walton County was 3.2% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monroe is the city at the center of Walton County, Georgia, and its residents are younger than in most places. Incomes in town are well below the county's, and poverty is more common than in most of the country. More households rent than own their homes, though a typical home or rental here still costs a fair amount.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and restaurants, hotels and entertainment. Among the largest workplaces in Monroe are Walton County Schools, Walmart and Ridgeview Institute Monroe. Fewer adults hold a four-year degree than in many places, and the typical commute is a long one.
Things to do. The Monroe Museum is in or beside town. A longer drive away are Hard Labor Creek State Park and Fort Yargo State Park, which are protected areas for walking and time outdoors, and the Georgia Museum of Art. Winters are mild and bring little or no snow, summers are hot, and rain falls plentifully through the year.
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- 5,197households
- 16%of adults have a degree
- 34%below the poverty line
- 32 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Walton County had 26,474 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 32°; warmest in July, with highs near 89° and lows near 68°. About 51 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Winder 4S weather station, 9 miles away (NOAA).
Largest workplaces in Monroe
- Walton County SchoolsSchool district1,681FTE
- WalmartRefrigerated warehousing and storage972
- Ridgeview Institute MonroePsychiatric hospital193FTE
- Nucor Warehouse SystemsRack manufacturer136
- Great OaksAssisted-living facilities without on-site nursing care facilities91
- Down to Earth EnergyGrease, inedible, animal and vegetable, refining and blending purchased oils49
- Anderson Grading and PipelineUtility line, construction40
- MonroeMail and parcel delivery35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,671 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Ice stormsRelatively moderate
- Strong windrelatively high in parts of MonroeRelatively moderate
- HailRelatively moderate
- Tornadoesrelatively high in parts of MonroeRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monroe’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Walton County and the Atlanta-Sandy Springs-Alpharetta, GA metro.
Monroe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monroe$374,249
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Monroe listings, and the typical home goes pending in 41 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Monroe35.14%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Monroe41
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monroe309
New listings per month
Sellers arriving at the market.
- Monroe65
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Monroe$350,312
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Monroe97.71%
Zip codes with a Monroe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monroe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Monroe
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 30655 | Monroe | 29,785 | $1,726 | $356,812 |
| 30656 | Monroe | 18,650 | $2,132 | $402,776 |