Monroe, Tennessee.
Typical home $269,817 (+4.8% in a year). Cookeville, TN metro.
to buy the typical home at today's mortgage rate — +$785 (+124%) since Jan 2020.
- 1 year
- Up $12,433 +5%
- $257,384$269,817 since Sep 2025
- 5 years
- Up $68,925 +34%
- $200,892$269,817 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monroe$1,416
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Monroe, TN rose 4.8% over the past year — faster than the nation's +1.2%.
Living in Monroe, Overton County, Tennessee
The Census does not count Monroe on its own, so the figures here are Overton County's. Half the county's households earn more than $48,959 a year and half less; 16% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Overton County was 3.6% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most people in Overton County work in manufacturing, then schools and health care.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monroe is a small community in Overton County, in the Upper Cumberland region of north-central Tennessee, where hills and river valleys shape the land. Most homes are lived in by their owners, and fewer adults hold a four-year degree than in most of the country. Many residents have lived in the area for a long time, and the county's population is older on average than most of the country's.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in retail shops, and in the building trades. The county gained jobs over the past year, and unemployment is lower than it was a year ago. Most people drive to work, and few work from home.
Things to do. Cordell Hull Birthplace State Park, a protected area a short drive away, honors the Tennessee statesman born nearby. The Wolf River, also a short drive away, offers a river setting for an easy outing. For a longer trip, Standing Stone State Park is a protected area a longer drive away, and Lake Cumberland is a reservoir that is also a longer drive.
Report a mistake
- 9,071households
- 43.7median age
- 15%of adults have a degree
- 16%below the poverty line
- 26 mintypical commute
- 8%work from home
What people in Overton County work in
Employed residents by industry, from the Census survey. Overton County had 5,760 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 27°; warmest in July, with highs near 84° and lows near 67°. About 55 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Byrdstown weather station, 8 miles away (NOAA).
Largest workplaces in Overton County
- Overton County SchoolsSchool district464FTE
- Engineered Materials LivingstonGasket, packing, and sealing device manufacturing255
- INOAC Exterior SystemsPaint sticks, plastics, manufacturing225
- Livingston Regional HospitalGeneral hospital225FTE
- INOAC Exterior SystemsMotor vehicle moldings and extrusions, plastics, manufacturing192
- T&A - TennesseeVegetable farming, grown under cover105
- W & O Construction CompanyPumping station, water and sewage system, construction98
- Food LionGrocery stores85
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,538 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Overton County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Overton County and the Cookeville, TN metro.
Monroe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monroe$269,817
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monroe16
Zip codes with a Monroe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monroe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.