States · New York · Rockland County

Monsey, New York.

Typical home $1,251,567 (+3.9% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Monsey $6,569/mo

to buy the typical home at today's mortgage rate — +$3,991 (+155%) since Jan 2020.

What the home itself did
1 year
Up $46,922 +4%
$1,204,645$1,251,567 since Sep 2025
5 years
Up $438,241 +54%
$813,326$1,251,567 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 Monsey $6,569 New York $2,755 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • Monsey$6,569
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in Monsey, NY rose 3.9% over the past year — faster than the nation's +1.2%.

Living in Monsey, Rockland County, New York

Monsey, in Rockland County, had 26,954 people in the 2020 census. Half its households earn more than $47,629 a year and half less, against $109,959 across Rockland County; 49% of its people live below the poverty line. 35% of its homes are lived in by their owners and 65% are rented. Unemployment in Rockland County was 3.8% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 26,954 in the 2020 census; median age 16.1
Household income $47,629 the median, give or take $6,267 · Rockland County: $109,959
Unemployment 3.8% Rockland County, August 2026; 3.8% a year before
Homes 35% lived in by their owners; 65% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Monsey is a close community in Rockland County where the population is far younger than in most American towns, and households are often large and full of children. Incomes are well below the county's, far more families live below the poverty line than across the county or the country, and most people rent rather than own, even though the typical home value is high. Winters are cold, with January the coldest month, summers are warm, and the year brings a fair amount of rain and melted snow.

Work. Many residents work in schools, hospitals and social care, with others in shops, professional and business services, and a range of other services. A four-year degree is held by fewer adults here than in most places. Among the largest workplaces in Monsey are Yeshiva Shaar Ephraim, Beth Medrash Meor Yitzchok and Mechon L'hoyroa, and the typical commute is a moderate one, with some people working from home.

Things to do. The well-known sights of the region are all a longer drive away. They include the Statue of Liberty, a tourist attraction, the Metropolitan Museum of Art, a museum, and Central Park, a garden. The United States Military Academy, also listed as a museum, is another longer drive from town.

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  • 5,517households
  • 15%of adults have a degree
  • 49%below the poverty line
  • 22 mintypical commute
  • 11%work from home

What residents work in

  • Schools, hospitals and social care42%
  • Shops (retail)10%
  • Other services8%
  • Professional and business services8%
  • Banks, insurance and property8%
  • Building trades6%

Employed residents by industry, from the Census survey. Rockland County had 138,234 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 20°; warmest in July, 84° and 64° 20° 40° 60° 80° J 38° 20° F M A M J J 84° 64° A S O N D
Average daily high and low for each month: coldest in January, 38° and 20°; warmest in July, 84° and 64° 20° 40° 60° 80° J 38° 20° F M A M J J 84° 64° A S O N D

Coldest in January, with highs near 38° and lows near 20°; warmest in July, with highs near 84° and lows near 64°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Wanaque Raymond Dam weather station, 12 miles away (NOAA).

Largest workplaces in Monsey

  1. Yeshiva Shaar EphraimUniversity or college36
  2. Beth Medrash Meor YitzchokUniversity or college28
  3. Mechon L'hoyroaUniversity or college22

Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Strong windrelatively high in parts of MonseyRelatively moderate
  3. LightningRelatively moderate
  4. Cold wavesRelatively moderate
  5. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monsey’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rockland County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Monsey home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 Monsey $1,251,567 New York $524,942 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • Monsey$1,251,567
  • New York$524,942
  • United States$366,157
Property tax, 2026 roll $14,781/yr median bill inside Monsey, effective 1.40% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 15 Monsey listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2020 2021 2022 2023 2024 2025 2026 Monsey 6.69% United States 26.90%
5% 10% 15% 20% 25% 2020 2022 2024 2026
  • Monsey6.69%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

30 40 50 60 70 2020 2021 2022 2023 2024 2025 2026 Monsey 68
30 40 50 60 70 2020 2022 2024 2026
  • Monsey68

New listings per month

Sellers arriving at the market.

10 15 20 2024 2025 2026 Monsey 16
10 15 20 2024 2025 2026
  • Monsey16

Zip codes with a Monsey address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monsey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Monsey