Monte Rio, California.
Typical home $520,717 (+0.8% in a year). Santa Rosa-Petaluma, CA metro.
to buy the typical home at today's mortgage rate — +$856 (+46%) since Jan 2020.
- 1 year
- Up $4,299 +1%
- $516,418$520,717 since Sep 2025
- 5 years
- Down $96,607 -16%
- $617,324$520,717 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monte Rio$2,733
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Monte Rio, CA rose 0.8% over the past year — slower than the nation's +1.2%.
Living in Monte Rio, Sonoma County, California
Monte Rio, in Sonoma County, had 1,080 people in the 2020 census. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Sonoma County was 4.5% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Sonoma County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monte Rio is a small community on the Russian River, and most homes here are lived in by their owners. Winters are cool and wet, with the coldest weather in December, while summers are mild, with August the warmest month. Rain is plentiful across the year, and a good share of adults hold a four-year degree.
Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, shops and manufacturing. Across Sonoma County, some of the largest workplaces are Kaiser Permanente, Santa Rosa Junior College and Santa Rosa Memorial Hospital. Unemployment in the county is a little lower than a year ago, though the county has slightly fewer jobs than it did the year before.
Things to do. The Russian River is a short drive away, as are Armstrong Redwoods State Natural Reserve, a protected area of old redwood forest, and Goat Rock Beach on the coast. Farther afield, a longer drive leads to Fort Ross, a historic fort on the Sonoma coast.
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- 45%of adults have a degree
- 12%below the poverty line
What people in Sonoma County work in
Employed residents by industry, from the Census survey. Sonoma County had 206,393 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 55° and lows near 41°; warmest in August, with highs near 78° and lows near 53°. About 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Occidental weather station, 7 miles away (NOAA).
Largest workplaces in Sonoma County
- Solairus AviationPassenger air transportation, nonscheduled1,800
- Kaiser PermanenteGeneral medical and surgical hospitals1,755
- Keysight TechnologiesDigital test equipment manufacturing1,517
- Santa Rosa Junior CollegeTwo-year college1,491
- Santa Rosa Memorial HospitalGeneral hospital1,444FTE
- Santa Rosa High SchoolsSchool district1,119FTE
- Sonoma State UniversityUniversity or college1,058
- KFH - Santa RosaGeneral hospital884FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 414 workplaces with 20 or more staff, 48,136 people in all across the county; Monte Rio has none of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- LandslidesRelatively high
- Wildfirerelatively high in parts of Monte RioRelatively moderate
- Earthquakesrelatively high in parts of Monte RioRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monte Rio’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sonoma County and the Santa Rosa-Petaluma, CA metro.
Monte Rio home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monte Rio$520,717
- California$761,538
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monte Rio13
New listings per month
Sellers arriving at the market.
- Monte Rio4
Zip codes with a Monte Rio address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monte Rio — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.