Montgomery, Georgia.
Typical home $381,397 (-1.9% in a year). Savannah, GA metro.
to buy the typical home at today's mortgage rate — +$1,086 (+119%) since Jan 2020.
- 1 year
- Down $7,482 -2%
- $388,878$381,397 since Sep 2025
- 5 years
- Up $82,069 +27%
- $299,328$381,397 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Montgomery$2,002
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Montgomery, GA fell 1.9% over the past year — slower than the nation's +1.2%.
Living in Montgomery, Chatham County, Georgia
Montgomery, in Chatham County, had 4,443 people in the 2020 census. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Chatham County was 3.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Chatham County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Montgomery is a small community in Chatham County where most homes are lived in by their owners, and the people tend to be younger than in many American towns. Incomes run below the county's, and a good share of adults hold a four-year degree. Winters are mild, summers are hot, and snow is rare, while rain falls steadily through the year.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. Across Chatham County, some of the largest workplaces are Savannah-Chatham County Schools, Memorial Health Univ MED Center and the Savannah College of Art and Design. Few people work from home, and the typical commute is a moderate one.
Things to do. Wormsloe Historic Site, a protected area, and the Skidaway River lie in or beside town. A short drive away, Forsyth Park offers a city park to stroll through, and the SCAD Museum of Art is a museum close at hand. Fort Pulaski National Monument, a fort, is a longer drive away.
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- 2,093households
- 44%of adults have a degree
- 12%below the poverty line
- 21 mintypical commute
- 4%work from home
What people in Chatham County work in
Employed residents by industry, from the Census survey. Chatham County had 172,740 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 40°; warmest in July, with highs near 92° and lows near 74°. About 48 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Savannah International Airport weather station, 14 miles away (NOAA).
Largest workplaces in Chatham County
- Savannah-Chatham County SchoolsSchool district5,571FTE
- AmazonGeneral warehousing and storage2,709
- Memorial Health Univ MED CenterGeneral hospital2,375FTE
- Savannah College of Art and DesignUniversity or college2,072
- Gateway TerminalsMarine terminal and longshoring1,800
- Candler HospitalGeneral hospital1,431FTE
- St. Josephs HospitalGeneral hospital1,227FTE
- South University-Savannah OnlineUniversity or college967
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 364 workplaces with 20 or more staff, 45,289 people in all across the county; Montgomery has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- HurricanesRelatively high
- WildfireRelatively moderate
- LightningRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Montgomery’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chatham County and the Savannah, GA metro.
Montgomery home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Montgomery$381,397
- Georgia$329,115
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Montgomery15
Zip codes with a Montgomery address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Montgomery — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.