Montgomery, Michigan.
Typical home $185,697 (+4.9% in a year). Coldwater, MI metro.
to buy the typical home at today's mortgage rate — +$445 (+84%) since Jan 2020.
- 1 year
- Up $8,679 +5%
- $177,018$185,697 since Sep 2025
- 5 years
- Up $8,671 +5%
- $177,027$185,697 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Montgomery$975
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 72 years.
Typical home values in Montgomery, MI rose 4.9% over the past year — faster than the nation's +1.2%.
Living in Montgomery, Branch County, Michigan
Montgomery is a village of 322 people in Branch County. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Branch County was 3.9% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most people in Branch County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Montgomery is a very small village in Branch County, Michigan, with a population that is small enough for neighbors to know one another. Nearly all homes are lived in by their owners, and few adults hold a four-year degree. Winters are cold, with a good deal of snow, and summers are warm.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Across Branch County, the largest workplaces include CFG - Coldwater Facility, Community Health Center Branch and Branch ISD. Unemployment across the county is a little lower than a year earlier, and the county has added a few jobs over the past year.
Things to do. Coldwater Lake State Park and Coldwater Lake are both a short drive away, for time on the water or in a protected natural area. A longer drive leads to the St. Joseph River and to Fun Spot Amusement Park & Zoo, an amusement park.
Report a mistake
- 9%of adults have a degree
- 26 mintypical commute
What people in Branch County work in
Employed residents by industry, from the Census survey. Branch County had 15,400 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 82° and lows near 61°. About 39 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Angola weather station, 13 miles away (NOAA).
Largest workplaces in Branch County
- CFG - Coldwater FacilityPork carcasses, half carcasses, and primal and sub-primal cuts produced in slaughtering plants1,785
- WalmartGeneral warehousing and storage1,188
- Community Health Center BranchGeneral hospital345FTE
- Branch ISDSchool district332FTE
- Coldwater Community SchoolsSchool district315FTE
- Michigan Department of CorrectionsCorrectional institutions300
- ACMGray iron foundries293
- WalmartWarehouse clubs and supercenters289
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 44 workplaces with 20 or more staff, 7,000 people in all across the county; Montgomery has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- HailRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Montgomery’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Branch County and the Coldwater, MI metro.
Montgomery home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Montgomery$185,697
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Montgomery address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Montgomery — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.