States · Ohio · Hamilton County

Montgomery, Ohio.

Typical home $660,608 (+2.8% in a year), asking rent $2,299 . Cincinnati, OH-KY-IN metro.

Property tax and schools in Montgomery

Montgomery’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Montgomery is in Hamilton County, where its property tax is set. Its homes there are in the Sycamore Community City school district. Check your own bill.

What it costs per month · Montgomery $3,467/mo

to buy the typical home at today's mortgage rate — +$1,908 (+122%) since Jan 2020.

What the home itself did
1 year
Up $17,918 +3%
$642,690$660,608 since Sep 2025
5 years
Up $165,041 +33%
$495,567$660,608 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Montgomery $3,467 Ohio $1,291 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Montgomery$3,467
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Montgomery, OH rose 2.8% over the past year — faster than the nation's +1.2%.

Living in Montgomery, Hamilton County, Ohio

Montgomery is a city of 10,853 people in Hamilton County. Half its households earn more than $150,995 a year and half less, against $72,470 across Hamilton County; 3% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Hamilton County was 3.7% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 10,853 in the 2020 census; median age 43.3
Household income $150,995 the median, give or take $16,057 · Hamilton County: $72,470
Unemployment 3.7% Hamilton County, August 2026; 4.6% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Montgomery is a city in Hamilton County where nearly everyone owns the home they live in, and there are far fewer renters than across the county. Household incomes run well above the county's, and very few residents live below the poverty line. Most adults hold a four-year degree, and the typical resident is somewhat older than in much of the country. Winters are cold, with January the coldest month and highs staying just above freezing, while summers turn warm and July is the hottest month.

Work. Many residents work in schools, hospitals and social care, in professional and business services, in manufacturing, and in restaurants, hotels and entertainment. Among the largest workplaces in Montgomery are Bethesda Hospital, Life Enriching Communities- Twin Lakes, and the Kroger Cincinnati-Dayton grocery operation. Hamilton County's unemployment rate is lower than a year ago, though the county has a few fewer jobs than it did the year before. The typical commute is a fairly short one, and a good number of residents work from home.

Things to do. Kings Island, an amusement park, is a short drive away, and so are its well-known roller coasters, including The Beast, Banshee and Son of Beast. A longer drive brings you to the Cincinnati Zoo and Botanical Garden and to the Cincinnati Art Museum. Those who like to watch sport can reach Great American Ball Park, a stadium, by the same longer drive.

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  • 3,993households
  • 74%of adults have a degree
  • 3%below the poverty line
  • 21 mintypical commute
  • 22%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Professional and business services16%
  • Manufacturing16%
  • Restaurants, hotels and entertainment11%
  • Banks, insurance and property10%
  • Shops (retail)9%

Employed residents by industry, from the Census survey. Hamilton County had 514,266 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 39° and 22°; warmest in July, 87° and 64° 20° 40° 60° 80° J 39° 22° F M A M J J 87° 64° A S O N D
Average daily high and low for each month: coldest in January, 39° and 22°; warmest in July, 87° and 64° 20° 40° 60° 80° J 39° 22° F M A M J J 87° 64° A S O N D

Coldest in January, with highs near 39° and lows near 22°; warmest in July, with highs near 87° and lows near 64°.

Average daily high and low, 1991–2020, at the Milford weather station, 6 miles away (NOAA).

Largest employers in Montgomery

  1. Bethesda Hospital4,875
  2. Sycamore School District873
  3. TriHealth Physician Practice LLC457
  4. Good Samaritan Hospital406
  5. Ohio National Financial Services376
  6. Christ Hospital Physicians332
  7. Meadowbrook Healthcare LLC277
  8. Select Employment Services Inc.277

From the City of Montgomery’s annual financial report for 2024, its schedule of principal employers (its source: “City Finance Director's Office”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.

Natural hazards

  1. TornadoesRelatively high
  2. Heat wavesrelatively high in parts of MontgomeryRelatively moderate
  3. Cold wavesRelatively moderate
  4. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Montgomery’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hamilton County and the Cincinnati, OH-KY-IN metro.

Montgomery home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Montgomery $660,608 Ohio $245,982 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Montgomery$660,608
  • Ohio$245,982
  • United States$366,157
Property tax, 2026 roll $8,277/yr median bill inside Montgomery, effective 1.30% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Sellers are cutting prices on about 1 in 3 Montgomery listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 35% 2025 2026 Montgomery 31.37% United States 26.90%
20% 25% 30% 35% 2025 2026
  • Montgomery31.37%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Montgomery 24
25 50 75 100 2018 2022 2026
  • Montgomery24

New listings per month

Sellers arriving at the market.

5 10 15 2026 Montgomery 9
5 10 15 2026
  • Montgomery9

Zip codes with a Montgomery address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Montgomery — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Montgomery