Monticello, Arkansas.
Typical home $160,548 (+0.6% in a year). Pine Bluff, AR metro.
to buy the typical home at today's mortgage rate — +$382 (+83%) since Jan 2020.
- 1 year
- Up $933 +1%
- $159,615$160,548 since Sep 2025
- 5 years
- Up $9,842 +7%
- $150,707$160,548 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monticello$843
- Arkansas$1,177
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 55 years.
Typical home values in Monticello, AR rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Monticello, Drew County, Arkansas
Monticello is a city of 8,442 people in Drew County. Half its households earn more than $27,238 a year and half less, against $42,824 across Drew County; 30% of its people live below the poverty line. 46% of its homes are lived in by their owners and 54% are rented. Unemployment in Drew County was 4.1% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monticello is a small city and the seat of Drew County, Arkansas, with a younger population than in many towns of its size. Incomes here run well below the county's, and a larger share of people live below the poverty line, while fewer households own their homes than rent. Winters are mild and rarely bring snow, summers are hot, and rain falls through the year.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, in restaurants, hotels and entertainment, and in government. The largest workplaces in Monticello include the Monticello School District, Walmart and the Drew Central School District. Most people have a short drive to work, and the county has seen a slight dip in jobs over the past year.
Things to do. Cane Creek State Park is a protected area a longer drive away, and Seven Devils Lake, also a longer drive, is a lake for those who like to be near the water. For history, the Japanese American Internment Museum is a museum a longer drive from town. Look See Tree, a tourist attraction, is another longer drive away.
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- 3,688households
- 31%of adults have a degree
- 30%below the poverty line
- 16 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Drew County had 6,325 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 34°; warmest in August, with highs near 92° and lows near 72°. About 1 inches of snow and 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Monticello Municipal Airport weather station, 2 miles away (NOAA).
Largest workplaces in Monticello
- Monticello School DistrictSchool district314FTE
- WalmartWarehouse clubs and supercenters294
- Drew Central School DistrictSchool district186FTE
- Drew Memorial HospitalGeneral hospital166FTE
- SeaArk BoatsBoat yards157
- Foam HoldingsFoam polystyrene products manufacturing106
- Atwoods 50Retail store37
- BrightSpring Health ServicesOther residential care facilities36
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 727 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Ice stormsVery high
- TornadoesVery high
- Heat wavesRelatively high
- EarthquakesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monticello’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Drew County and the Pine Bluff, AR metro.
Monticello home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monticello$160,548
- Arkansas$224,158
- United States$366,157
Sellers are cutting prices on about 1 in 9 Monticello listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Monticello11.11%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monticello60
New listings per month
Sellers arriving at the market.
- Monticello10
Zip codes with a Monticello address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monticello — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.