Monticello, New York.
Typical home $291,171 (+5.3% in a year), asking rent $1,492 .
to buy the typical home at today's mortgage rate — +$1,073 (+235%) since Jan 2020.
- 1 year
- Up $14,705 +5%
- $276,466$291,171 since Sep 2025
- 5 years
- Up $110,166 +61%
- $181,005$291,171 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monticello$1,528
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 7 years.
Typical home values in Monticello, NY rose 5.3% over the past year — faster than the nation's +1.2%.
Living in Monticello, Sullivan County, New York
Monticello is a village of 7,173 people in Sullivan County. 20% of its homes are lived in by their owners and 80% are rented. Unemployment in Sullivan County was 3.8% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monticello is a village in Sullivan County, New York, and it is a younger place than many, with residents who skew younger than the typical American community. Far more households rent than own their homes, and few adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, and summers are warm without being hot, with plenty of rain and melted snow across the year.
Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, and then shops. Others work in transport, warehouses and utilities, and only a small number work from home. Among the largest workplaces in Monticello are the Monticello Central School District, Combined Energy Services and Schmidt's Wholesale.
Things to do. The Monticello Motor Club's racetrack is in or beside town, and the Rivoli Theatre is a short drive away. For time on the water, Sackett Lake and Silver Lake are both a short drive away. Neversink Reservoir is a longer drive away, for those who want to go further afield.
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- 3,040households
- 12%of adults have a degree
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Sullivan County had 30,789 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 14°; warmest in July, with highs near 80° and lows near 58°. About 58 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rock Hill Southwest weather station, 6 miles away (NOAA).
Largest workplaces in Monticello
- Monticello Central School DistrictSchool district676FTE
- Combined Energy ServicesLiquefied petroleum gas dealers, direct selling63
- Schmidt's WholesaleValves, plumbing and heating, merchant wholesalers52
- P.N. Fire & Burglar Alarm CoLow voltage electrical work32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 147 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Cold wavesrelatively high in parts of MonticelloRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monticello’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sullivan County.
Monticello home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monticello$291,171
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 6 Monticello listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Monticello16.85%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monticello80
New listings per month
Sellers arriving at the market.
- Monticello12
Zip codes with a Monticello address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monticello — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.