Moreno Valley, California.
Typical home $549,871 (+0.8% in a year), asking rent $2,412 (+3.3%). Riverside-San Bernardino-Ontario, CA metro.
to buy the typical home at today's mortgage rate — +$1,581 (+121%) since Jan 2020.
- 1 year
- Up $4,617 +1%
- $545,254$549,871 since Sep 2025
- 5 years
- Up $86,581 +19%
- $463,290$549,871 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Moreno Valley$2,886
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Moreno Valley, CA rose 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Moreno Valley, CA rose 3.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Moreno Valley runs $1,420/mo more than renting one. The gap peaked at $1,675 in May 2024.
That is $3,832 a month against $2,412 rent: a $2,886 mortgage payment, plus $358 property tax and $589 insurance & upkeep.
Owning vs renting — Moreno Valley
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,832
- Renting$2,412
- Mortgage only$2,886
Property tax · $358/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Riverside County, CA
Insurance & upkeep · $589/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Moreno Valley, Riverside County, California
Moreno Valley is a city of 208,634 people in Riverside County. Half its households earn more than $93,222 a year and half less, against $93,074 across Riverside County; 12% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Moreno Valley was 6.0% in August 2026, and Riverside County had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Moreno Valley is a large city in Riverside County, home to a young population, with a typical resident younger than in many American towns. Household incomes sit close to the county's, and most homes are lived in by their owners. Fewer adults hold a four-year degree than in many places, and the typical commute to work is a long one.
Work. Many residents work in schools, hospitals and social care, in shops, in transport and warehouses, and in the building trades. Among the largest workplaces in the city are Riverside University Health System, Moreno Valley Unified and Amazon's warehousing operations. Unemployment is a little lower than a year ago.
Things to do. Lake Perris is a lake a short drive away, and Riverside International Raceway is a race track close by too. Farther afield, a longer drive reaches Big Bear Lake, a reservoir in the mountains. Winters are mild and summers are hot and dry, with little or no snow and modest rainfall through the year.
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- 55,565households
- 18%of adults have a degree
- 12%below the poverty line
- 36 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Riverside County had 846,070 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 66° and lows near 40°; warmest in August, with highs near 96° and lows near 63°. About 13 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Redlands weather station, 8 miles away (NOAA).
Largest workplaces in Moreno Valley
- Riverside University Health SystemGeneral hospital3,902FTE
- Moreno Valley UnifiedSchool district3,304FTE
- AmazonGeneral warehousing and storage2,570
- AmazonGeneral warehousing and storage1,846
- Harbor Freight ToolsGeneral warehousing and storage799
- Proctor and Gamble WCMCGeneral warehousing and storage599
- City of Moreno Valley528
- Moreno Valley CollegeTwo-year college508
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 63 workplaces with 20 or more staff, 13,299 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- WildfireRelatively high
- Inland floodingrelatively high in parts of Moreno ValleyRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Moreno Valley’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Riverside County and the Riverside-San Bernardino-Ontario, CA metro.
Moreno Valley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Moreno Valley$549,871
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Moreno Valley listings, and the typical home goes pending in 18 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Moreno Valley19.24%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Moreno Valley18
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Moreno Valley329
New listings per month
Sellers arriving at the market.
- Moreno Valley116
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Moreno Valley$544,836
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Moreno Valley100.94%
Zip codes with a Moreno Valley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Moreno Valley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Moreno Valley
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 92553 | Moreno Valley | 74,640 | $2,300 | $518,186 |
| 92557 | Moreno Valley | 54,061 | $2,642 | $564,576 |
| 92555 | Moreno Valley | 45,978 | $2,672 | $611,429 |
| 92551 | Moreno Valley | 37,425 | $2,407 | $531,884 |