Morgan, Utah.
Typical home $736,041 (+2.4% in a year), asking rent $2,800 . Ogden-Clearfield, UT metro.
to buy the typical home at today's mortgage rate — +$2,161 (+127%) since Jan 2020.
- 1 year
- Up $17,384 +2%
- $718,657$736,041 since Sep 2025
- 5 years
- Up $94,776 +15%
- $641,265$736,041 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Morgan$3,863
- Utah$2,797
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Morgan, UT rose 2.4% over the past year — faster than the nation's +1.2%.
Living in Morgan, Morgan County, Utah
Morgan is a city of 4,071 people in Morgan County. Half its households earn more than $115,735 a year and half less, against $130,929 across Morgan County; 1% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Morgan County was 3.4% in August 2026, and the county had 10.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Morgan is a small city where most homes are lived in by their owners, and the population is young, with a median age well below what many older homeowners might expect. Household incomes run below the wider county's, though still comfortable, and very few residents live in poverty. Winters are cold and snowy, with January the coldest month, while July brings hot summer days and a modest amount of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and manufacturing. Across Morgan County, the largest workplaces include Skyview Excavation & Grading and Owners Resorts and Exchange. Unemployment has stayed low and slipped a little over the past year, and the county has added jobs, while a good number of people work from home and the typical commute is a modest one.
Things to do. For time outdoors, East Canyon State Park is a protected area and Snowbasin is a ski area, both a longer drive away. Lagoon Amusement Park, also a longer drive away, suits an outing with grandchildren. Those who enjoy the water can head to the Weber River.
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- 1,226households
- 35%of adults have a degree
- 1%below the poverty line
- 21 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Morgan County had 3,639 jobs in 2025, 10.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 14°; warmest in July, with highs near 92° and lows near 52°. About 55 inches of snow and 17 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Morgan weather station, a mile away (NOAA).
Largest workplaces in Morgan County
- Skyview Excavation & GradingExcavation contractors25
- Owners Resorts and ExchangeTravel hospitality23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 48 people in all across the county; Morgan has one of its own. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- LightningRelatively high
- Wildfirerelatively high in parts of MorganRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Morgan’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Morgan County and the Ogden-Clearfield, UT metro.
Morgan home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Morgan$736,041
- Utah$532,920
- United States$366,157
Sellers are cutting prices on about 1 in 3 Morgan listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Morgan29.60%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Morgan59
New listings per month
Sellers arriving at the market.
- Morgan14
Zip codes with a Morgan address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Morgan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.