Morganton, Georgia.
Typical home $492,785 (+0.9% in a year).
to buy the typical home at today's mortgage rate — +$1,465 (+131%) since Jan 2020.
- 1 year
- Up $4,529 +1%
- $488,256$492,785 since Sep 2025
- 5 years
- Up $58,172 +13%
- $434,612$492,785 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Morganton$2,587
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in Morganton, GA rose 0.9% over the past year — slower than the nation's +1.2%.
Living in Morganton, Fannin County, Georgia
Morganton is a city of 285 people in Fannin County. Unemployment in Fannin County was 3.2% in August 2026, and the county had 3.1% more jobs in 2025 than the year before. The most people in Fannin County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Morganton is a very small city in the north Georgia mountains, in Fannin County. Homes here are valued well above what the county's incomes would suggest, and a four-year degree is less common among adults than in many places. Winters are cool, with only a little snow, and summers are warm; rain and melted snow add up to a good deal over the year.
Work. Residents work mostly in schools, hospitals and social care, followed by restaurants, hotels and entertainment, shops, and professional and business services. Across Fannin County, the largest workplaces include Fannin County Schools, Fannin Regional Hospital and Ingles Markets. Unemployment in the county is slightly lower than a year ago, and the county has added jobs over the past year.
Things to do. Lake Blue Ridge, a reservoir, is a short drive away, and so is Black Ankle Creek, a small river. For a longer drive, Amicalola Falls is a waterfall, and the Chattahoochee–Oconee National Forest is a large protected area for walking and time outdoors.
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- 10%of adults have a degree
- 8%work from home
What people in Fannin County work in
Employed residents by industry, from the Census survey. Fannin County had 7,675 jobs in 2025, 3.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 25°; warmest in July, with highs near 85° and lows near 62°. About 3 inches of snow and 60 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Blairsville Experiment Station weather station, 17 miles away (NOAA).
Largest workplaces in Fannin County
- Fannin County SchoolsSchool district477FTE
- WalmartWarehouse clubs and supercenters278
- Ingles MarketsSupermarkets and other grocery stores235
- Fannin Regional HospitalGeneral hospital157FTE
- Mercier OrchardsApple orchards115
- CHABR - Hampton Inn Blue RidgeHotel management services75
- Fannin Regional HospitalGeneral hospital61FTE
- Food LionGrocery stores55
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 960 people in all across the county; Morganton has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- LightningVery high
- Cold wavesVery high
- TornadoesVery high
- LandslidesRelatively high
- DroughtRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Morganton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fannin County.
Morganton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Morganton$492,785
- Georgia$329,115
- United States$366,157
Sellers are cutting prices on about 1 in 4 Morganton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Morganton25.49%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Morganton142
New listings per month
Sellers arriving at the market.
- Morganton22
Zip codes with a Morganton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Morganton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.