Morris Chapel, Tennessee.
Typical home $186,959 (+3.0% in a year).
to buy the typical home at today's mortgage rate — +$586 (+149%) since Jan 2020.
- 1 year
- Up $5,376 +3%
- $181,583$186,959 since Sep 2025
- 5 years
- Up $49,810 +36%
- $137,150$186,959 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Morris Chapel$981
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Morris Chapel, TN rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Morris Chapel, Hardin County, Tennessee
Morris Chapel, in Hardin County, had 238 people in the 2020 census. Unemployment in Hardin County was 4.4% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Hardin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Morris Chapel is a very small community in Hardin County, Tennessee, where everyone is likely to know one another by sight. Homes here are priced modestly, and household incomes across the county run below those of many parts of the country. Winters are cool and summers are hot, with plenty of rain through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels close behind. Across Hardin County, some of the largest workplaces are Packaging Corporation of America, Hardin County Schools and Walmart. The county has lost a small number of jobs over the past year, and unemployment has crept up a little.
Things to do. Pickwick Lake, a reservoir, is a longer drive away and suits anyone who likes time on the water. Shiloh National Military Park, also a longer drive, preserves a well-known Civil War battlefield. Closer to home, Mud Creek is a short drive away for a quiet look at running water.
Report a mistake
What people in Hardin County work in
Employed residents by industry, from the Census survey. Hardin County had 8,351 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 30°; warmest in July, with highs near 91° and lows near 70°. About 59 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Savannah Southwest weather station, 11 miles away (NOAA).
Largest workplaces in Hardin County
- Packaging Corporation of America605
- Hardin County SchoolsSchool district533FTE
- WalmartWarehouse clubs and supercenters307
- ClaytonManufactured home manufacturing288
- Hardin Medical CenterGeneral hospital282FTE
- Lifespan HealthPhysicians' offices174
- Savannah Nursing and RehabilitationSkilled nursing facilities129
- Lowe's Companies, INCHomecenter124
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 2,474 people in all across the county; Morris Chapel has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Cold wavesVery high
- TornadoesVery high
- LightningRelatively high
- EarthquakesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Morris Chapel’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hardin County.
Morris Chapel home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Morris Chapel$186,959
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Morris Chapel6
Zip codes with a Morris Chapel address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Morris Chapel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.