States · Nebraska · Saunders County

Morse Bluff, Nebraska.

Typical home $417,427 (+8.1% in a year). Omaha-Council Bluffs, NE-IA metro.

What it costs per month · Morse Bluff $2,191/mo

to buy the typical home at today's mortgage rate — +$1,233 (+129%) since Jan 2020.

What the home itself did
1 year
Up $31,291 +8%
$386,136$417,427 since Sep 2025
5 years
Up $107,167 +35%
$310,260$417,427 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Morse Bluff $2,191 Nebraska $1,461 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Morse Bluff$2,191
  • Nebraska$1,461
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Morse Bluff, NE rose 8.1% over the past year — faster than the nation's +1.2%.

Living in Morse Bluff, Saunders County, Nebraska

Morse Bluff is a village of 117 people in Saunders County. Half its households earn more than $74,063 a year and half less, against $94,066 across Saunders County; 3% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Saunders County was 2.2% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Saunders County work in schools and health care, then shops.

People 117 in the 2020 census
Household income $74,063 the median, give or take $10,342 · Saunders County: $94,066
Unemployment 2.2% Saunders County, August 2026; 2.4% a year before
Homes 92% lived in by their owners; 8% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Morse Bluff is a village in Saunders County, Nebraska, where most homes are lived in by their owners. Household incomes in the village are above the county's, and very few residents live below the poverty line. Winters are colder than most of the country's, summers are warm, and the year brings a good deal of snow and rain.

Work. Many residents work in schools, hospitals and social care, or in shops. Building trades and manufacturing also give work to people from the village. Across Saunders County, unemployment has eased over the past year and the number of jobs has grown.

Things to do. For time outdoors, Lake Wanahoo is a lake a longer drive away, and Fremont Lakes State Recreation Area is a protected area also a longer drive away. For an evening at the theatre, Love-Larson Opera House is a theatre a longer drive away.

Report a mistake
  • 3%below the poverty line

What people in Saunders County work in

  • Schools, hospitals and social care23%
  • Shops (retail)11%
  • Building trades10%
  • Manufacturing10%
  • Professional and business services10%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Saunders County had 6,040 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 13°; warmest in July, 86° and 64° 20° 40° 60° 80° J 32° 13° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 32° and 13°; warmest in July, 86° and 64° 20° 40° 60° 80° J 32° 13° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 32° and lows near 13°; warmest in July, with highs near 86° and lows near 64°. About 34 inches of snow and 32 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Weston 3NW weather station, 14 miles away (NOAA).

Largest workplaces in Saunders County

  1. JEO Consulting GroupCivil engineering services450
  2. Wahoo Public SchoolsSchool district169FTE
  3. Ashland-greenwood Public SchsSchool district150FTE
  4. Saunders Medical CenterCritical access hospital140FTE
  5. Cedar Bluffs Public SchoolsSchool district87FTE
  6. Darling InternationalRendering plants86
  7. Yutan Public SchoolsSchool district78FTE
  8. OSC (Omaha Steel Casting)Steel foundries65

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,167 people in all across the county; Morse Bluff has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Strong windVery high
  3. TornadoesVery high
  4. DroughtRelatively high
  5. Winter weatherRelatively high
  6. Ice stormsRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Morse Bluff’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Saunders County and the Omaha-Council Bluffs, NE-IA metro.

Morse Bluff home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Morse Bluff $417,427 Nebraska $278,299 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Morse Bluff$417,427
  • Nebraska$278,299
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Morse Bluff address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Morse Bluff — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Morse Bluff