Mount Carmel, Pennsylvania.
Typical home $55,749 (-1.1% in a year). Sunbury, PA metro.
to buy the typical home at today's mortgage rate — +$138 (+89%) since Jan 2020.
- 1 year
- Down $630 -1%
- $56,379$55,749 since Sep 2025
- 5 years
- Up $9,402 +20%
- $46,347$55,749 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Carmel$293
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Mount Carmel, PA fell 1.1% over the past year — slower than the nation's +1.2%.
Living in Mount Carmel, Northumberland County, Pennsylvania
Mount Carmel is a borough of 5,725 people in Northumberland County. Half its households earn more than $53,021 a year and half less, against $60,583 across Northumberland County; 16% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Northumberland County was 4.0% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Carmel is a borough in Northumberland County, in the coal region of central Pennsylvania. Residents are somewhat older than in many towns, and most homes are lived in by their owners. Home values are low and household incomes sit below the county's, with more people living below the poverty line than many would expect.
Work. Residents work mainly in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Few adults hold a four-year degree. Across Northumberland County, some of the largest workplaces are Weis Markets, with its regional offices and warehousing, Watsontown Trucking Company, and Geisinger Shamokin Area Community Hospital. Most people commute a moderate distance, and few work from home.
Things to do. Knoebels Amusement Resort, an amusement park, is a short drive away, along with ride attractions such as Twister and Flying Turns. North Branch Shamokin Creek and Locust Creek, both streams, run in or beside town. Winters are cold and snowy, with warm summers and plenty of rain through the year.
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- 2,385households
- 18%of adults have a degree
- 16%below the poverty line
- 25 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Northumberland County had 26,997 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 19°; warmest in July, with highs near 84° and lows near 61°. About 34 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bear Gap weather station, 5 miles away (NOAA).
Largest workplaces in Northumberland County
- Weis MarketsCorporate, subsidiary, and regional managing offices854
- Weis MarketsRefrigerted warehousing and storage718
- Watsontown Trucking CompanyGeneral freight trucking, long-distance, truckload664
- HTFC - Chef BoyardeeItalian foods canning492
- Geisinger Shamokin Area Community HospitalHealthcare404
- Shikellamy SDSchool district369FTE
- WalmartWarehouse clubs and supercenters334
- CCI IndustriesTruck trailer manufacturing324
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 83 workplaces with 20 or more staff, 9,066 people in all across the county; Mount Carmel has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Strong windRelatively high
- Inland floodingRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Carmel’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Northumberland County and the Sunbury, PA metro.
Mount Carmel home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Carmel$55,749
- Pennsylvania$287,078
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Mount Carmel listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Carmel22.83%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Carmel32
New listings per month
Sellers arriving at the market.
- Mount Carmel8
Zip codes with a Mount Carmel address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Carmel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.