Mount Carmel, Tennessee.
Typical home $263,570 (+7.1% in a year). Kingsport-Bristol, TN-VA metro.
to buy the typical home at today's mortgage rate — +$856 (+162%) since Jan 2020.
- 1 year
- Up $17,449 +7%
- $246,121$263,570 since Sep 2025
- 5 years
- Up $87,103 +49%
- $176,467$263,570 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Carmel$1,383
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Mount Carmel, TN rose 7.1% over the past year — faster than the nation's +1.2%.
Living in Mount Carmel, Hawkins County, Tennessee
Mount Carmel is a town of 5,473 people in Hawkins County. Half its households earn more than $68,866 a year and half less, against $56,936 across Hawkins County; 7% of its people live below the poverty line. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Hawkins County was 4.0% in August 2026, and the county had 10.3% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Carmel is a small town in Hawkins County, Tennessee, where residents tend to be older than in much of the country. Nearly everyone owns the home they live in, and household incomes run above the county's. Few adults hold a four-year degree, and fewer than in most places live below the poverty line. Winters are cold but short on snow, summers are warm, and rain falls through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants and hotels. Across Hawkins County, the largest workplaces include Hawkins County Schools, Cardinal FG and Cooper Standard Surgoinsville. The county has added jobs over the past year, and the typical commute is a fairly long one, while some residents work from home.
Things to do. The Holston River and Troublesome Creek are both a short drive away for time by the water. Bays Mountain Park, also close by, is a place for walking and being outdoors, and the Mountain Music Museum is a short drive away too. With a longer drive, Natural Tunnel State Park and Boone Lake are within reach.
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- 2,046households
- 14%of adults have a degree
- 7%below the poverty line
- 25 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Hawkins County had 13,291 jobs in 2025, 10.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 27°; warmest in July, with highs near 87° and lows near 66°. About 5 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Kingsport weather station, 8 miles away (NOAA).
Largest workplaces in Hawkins County
- Hawkins County SchoolsSchool district1,060FTE
- Cardinal FG0500
- Cooper Standard SurgoinsvilleBoiler tubes, wrought, made from purchased iron300
- WalmartWarehouse clubs and supercenters283
- RBC BearingsAnnular ball bearings manufacturing208
- Bharat Forge PMTCold forgings made from purchased iron or steel, unfinished162
- Sam DongMagnet wire, insulated, made from purchased copper in wire drawing plants161
- Total EnergiesRubber goods, mechanical, manufacturing161
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,099 people in all across the county; Mount Carmel has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Strong windRelatively high
- LandslidesRelatively moderate
- Winter weatherRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Carmel’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hawkins County and the Kingsport-Bristol, TN-VA metro.
Mount Carmel home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Carmel$263,570
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 2 Mount Carmel listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Carmel41.05%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Carmel36
New listings per month
Sellers arriving at the market.
- Mount Carmel11
Zip codes with a Mount Carmel address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Carmel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.