Mount Clemens, Michigan.
Typical home $173,700 (+0.8% in a year), asking rent $1,258 (+9.5%). Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$488 (+115%) since Jan 2020.
- 1 year
- Up $1,294 +1%
- $172,406$173,700 since Sep 2025
- 5 years
- Up $29,616 +21%
- $144,084$173,700 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Clemens$912
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Mount Clemens, MI rose 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Mount Clemens, MI rose 9.5% over the past year — faster than the nation's +2.7%.
Owning the typical home in Mount Clemens runs $41/mo more than renting one. The gap peaked at $154 in Jun 2025.
That is $1,300 a month against $1,258 rent: a $912 mortgage payment, plus $202 property tax and $186 insurance & upkeep.
Owning vs renting — Mount Clemens
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,300
- Renting$1,258
- Mortgage only$912
Property tax · $202/mo 1.40% of value a year — the ACS 2020-2024 median bill over the median home value for Macomb County, MI
Insurance & upkeep · $186/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mount Clemens, Macomb County, Michigan
Mount Clemens is a city of 15,697 people in Macomb County. Half its households earn more than $52,310 a year and half less, against $77,837 across Macomb County; 16% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Macomb County was 5.7% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Clemens is a small city and the seat of Macomb County, with a population that has stayed modest in size. Residents are somewhat older than in many places, and household incomes sit well below the county's. More people here live below the poverty line than is typical, and a majority of homes are lived in by their owners, though renting is common too. A smaller share of adults hold a four-year degree than you might expect, and winters are cold and snowy, with warm summers and a good deal of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, restaurants and hotels, and professional and business services also employing a good number. Among the largest workplaces in Mount Clemens are Macomb County, Henry Ford Health Macomb Hospital and Axalta Coating Systems. Unemployment across Macomb County has risen over the past year, and the county has fewer jobs than it did a year earlier. Most people commute to work, and only a small share work from home.
Things to do. Lake Saint Clair, the best known of the nearby places, is a lake a longer drive away, and the St. Clair River is another stretch of water to explore from here. For museums, the Detroit Institute of Arts is an art museum, also a longer drive away. Baseball fans can look to Comerica Park, a stadium that is likewise a longer drive from town.
Report a mistake
- 6,783households
- 18%of adults have a degree
- 16%below the poverty line
- 26 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Macomb County had 331,515 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 18°; warmest in July, with highs near 82° and lows near 62°. About 32 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mount Clemens Ang Base weather station, 3 miles away (NOAA).
Largest workplaces in Mount Clemens
- Macomb CountyGeneral public administration3,282
- Henry Ford Health Macomb HospitalGeneral hospital2,421FTE
- Axalta Coating SystemsMotor vehicle paints manufacturing576
- Powder Cote IIAluminum coating of metal products for the trade315
- concord tool & manufacturingMotor vehicle metal stampings manufacturing306
- Macomb County Human Services Board an Agency of Macomb County Martha T Berry MCFSkilled nursing facilities305
- SSH - Macomb CountyLong-term care hospital304FTE
- DTE EnergyElectric power distribution207
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 5,972 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Cold wavesRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Clemens’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Macomb County and the Detroit-Warren-Dearborn, MI metro.
Mount Clemens home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Clemens$173,700
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 3 Mount Clemens listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Clemens32.26%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Clemens58
New listings per month
Sellers arriving at the market.
- Mount Clemens22
Zip codes with a Mount Clemens address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Clemens — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.