States · Kentucky · Spencer County

Mount Eden, Kentucky.

Typical home $242,936 (+18.9% in a year). Louisville/Jefferson County, KY-IN metro.

What it costs per month · Mount Eden $1,275/mo

to buy the typical home at today's mortgage rate — +$849 (+199%) since Jan 2020.

What the home itself did
1 year
Up $38,576 +19%
$204,360$242,936 since Sep 2025
5 years
Up $85,605 +54%
$157,331$242,936 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mount Eden $1,275 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mount Eden$1,275
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in Mount Eden, KY rose 18.9% over the past year — faster than the nation's +1.2%.

Living in Mount Eden, Spencer County, Kentucky

The Census does not count Mount Eden on its own, so the figures here are Spencer County's. Half the county's households earn more than $102,618 a year and half less; 10% of the county's people live below the poverty line. 88% of the county's homes are lived in by their owners and 12% are rented. Unemployment in Spencer County was 4.2% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Spencer County work in schools and health care, then manufacturing.

People 20,000 about, in Spencer County: the Census does not count Mount Eden on its own
Household income $102,618 the median in Spencer County, give or take $12,041
Unemployment 4.2% Spencer County, August 2026; 4.1% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mount Eden is a community in Spencer County, in north-central Kentucky. Winters are colder than in most of the country, with January the coldest month, and summers are hot, with July the warmest. A good deal of rain and melted snow falls over the year.

Work. Across Spencer County, most homes are lived in by their owners, and fewer people work from home than in many places. Unemployment is low and has edged up slightly over the past year, while the number of jobs has grown. Many residents work in schools, hospitals and social care, manufacturing, professional and business services, or transport, warehouses and utilities, and commutes tend to run on the longer side.

Things to do. Taylorsville Lake State Park and Beaver Lake are both a short drive away, offering a protected area and a reservoir for time outdoors. For a longer outing, Old Fort Harrod State Park is a museum a longer drive away.

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  • 7,308households
  • 42.9median age
  • 24%of adults have a degree
  • 10%below the poverty line
  • 33 mintypical commute
  • 13%work from home

What people in Spencer County work in

  • Schools, hospitals and social care23%
  • Manufacturing18%
  • Professional and business services9%
  • Transport, warehouses and utilities9%
  • Shops (retail)9%
  • Building trades9%

Employed residents by industry, from the Census survey. Spencer County had 2,284 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 22°; warmest in July, 90° and 64° 20° 40° 60° 80° 100° J 43° 22° F M A M J J 90° 64° A S O N D
Average daily high and low for each month: coldest in January, 43° and 22°; warmest in July, 90° and 64° 20° 40° 60° 80° 100° J 43° 22° F M A M J J 90° 64° A S O N D

Coldest in January, with highs near 43° and lows near 22°; warmest in July, with highs near 90° and lows near 64°. About 52 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Taylorsville Lake weather station, 7 miles away (NOAA).

Largest workplaces in Spencer County

  1. Spencer County SchoolsSchool district447FTE
  2. Signature HealthcareSkilled nursing facilities102
  3. TaylorsvilleMail and parcel delivery37
  4. J.A. BennettDistribution of natural gas23

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 162 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

FEMA rates every natural hazard here relatively low or very low.

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Spencer County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Spencer County and the Louisville/Jefferson County, KY-IN metro.

Mount Eden home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Mount Eden $242,936 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Mount Eden$242,936
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 2025 2026 Mount Eden 8
4 6 8 2025 2026
  • Mount Eden8

Zip codes with a Mount Eden address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Eden — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mount Eden